RefinanceNovember 16, 2021Is it worth refinancing to save $100 a month?It might be worth refinancing to save $100 per month if you can break even on your closing costs. Here's how to decide if refinancing is worth it for you.
About MortgagesNovember 16, 2021Refinance to a 15-year mortgage: A smart move in 2025Here's how the 15-year refinance mortgage can get you a lower rate and shorten your your loan term, even when interest rates are rising.
Cash Out RefinanceNovember 15, 2021Letter of explanation for a cash-out refinance (Template)Lenders may ask for a cash-out refinance letter of explanation. Here's why — and how to write a letter that will help you get approved.
FICO & Credit ScoresNovember 11, 2021Don’t fear multiple credit inquiries when mortgage rate shoppingYou may not get dinged for multiple credit inquiries when shopping for a mortgage, as long as you follow these guidelines.
FICO & Credit ScoresNovember 11, 2021Tips for getting a mortgage with a 680 credit scoreIf you're looking for rates that "good credit" can get you, click through to see loan options and mortgage rates for a 680 credit score.
Mortgage RatesNovember 10, 2021Mortgage rates drop below 3%This week, average mortgage rates dropped below 3% for the first time since September. But the downward trend likely won't last. Here's what to do.
Mortgage StrategyNovember 9, 2021New lending rule reduces investment property mortgage costsA new rule reduces closing costs for investment property buyers — but only if owners agree to report their renters' payments to the credit bureaus.
Mortgage RatesNovember 2, 2021Will mortgage rates go up after the Fed meeting this week?The Federal Reserve meeting this week should hold key information for mortgage rates. But the impact might surprise some borrowers. Here's why.
VA LoansNovember 2, 2021Why aren’t 76% of veterans using their VA loan benefits?Over 14 million veterans own their homes. But only 24% of those have tapped their VA loan benefits. Learn more about VA loan benefits and how to use yours.
First-Time Home BuyersOctober 28, 2021Complete guide to buying a house in your 20s (2025)It's more than possible to buy a house in your 20s (or even earlier) if you meet a few basic criteria. Here's how to get started as a first-time home buyer.
Real EstateOctober 26, 2021The BRRRR method: Buy, Rehab, Rent, Refinance, RepeatBRRRR stands for 'Buy, Rehab, Rent, Refinance, Repeat.' Find out if the BRRRR method of real estate investing is right for you.
RefinanceOctober 26, 2021How to negotiate refinancing costsIf you want the lowest refinancing costs, you have to ask for them. Here's how to save money by negotiating closing costs on a refinance.
Real Estate NewsOctober 25, 2021Will the housing market crash in 2022? (Podcast)Many buyers and homeowners are wondering whether we're headed toward another housing market crash. Here are 5 reasons we're not.
RefinanceOctober 24, 2021How long does it take to refinance a house in 2025?Learn how long it takes to refinance a home, what you can expect during the process, and tricks for closing on your refinance faster.
RefinanceOctober 24, 2021Conventional vs. FHA vs. VA refinance: Which refi program is best for you?See the pros and cons of conventional vs. VA vs. FHA refinancing. Compare refinance rates and learn about cash-out options.
Cash Out RefinanceOctober 23, 2021Is using a cash-out refinance to invest a good strategy?Is using a cash-out refinance to invest a good strategy? That depends on the investment, the cost of refinancing, and your other assets.
Mortgage StrategyOctober 21, 2021How to refinance your second home: 2025 rates and cash-out rulesOwners of vacation homes are discovering low rates and easier qualification standards for second home refinances. Get cash out, lower your rate, and make your vacation residence more affordable.
Mortgage ProductsOctober 20, 2021Fixed vs. adjustable-rate mortgage: What’s better in 2025?Learn about the differences between a fixed vs. adjustable rate mortgage, including interest rates, monthly payments, pros and cons for each loan type.
Cash Out RefinanceOctober 20, 2021Cash-out refinance to buy a car (or pay one off)Most experts will tell you not to use a cash-out refinance to buy a car or pay one off. But in a few scenarios, this could actually be a smart more.