Real EstateMay 14, 2021Financial steps to building a house: The complete guideLearn about the financial steps to building a house. This guide covers construction costs, loan options, construction loan rates, and more.
VA LoansMay 13, 2021The VA Energy Efficient Mortgage (EEM): What it is and how it worksThe VA Energy Efficient Mortgage (EEM) is a special loan program to finance the cost of energy-efficient improvements with low rates and zero down.
Buying a homeMay 11, 2021Buying a house is a great investment — if you need a homeIs buying a house a good investment? It depends on your goals. A house is a great investment if you need a place to live, but may not maximize your returns.
VA LoansMay 10, 2021How to apply for a VA home loan: Process and requirementsLearn how to apply for a VA home loan. Follow this step-by-step process to access your VA home loan benefits and buy or refinance a house at a low rate.
Mortgage NewsApril 28, 2021Biden’s first-time homebuyer tax credit heads to CongressBiden's proposed $15,000 home buyer tax credit is now in Congress, along with a $25,000 home buyer grant. Learn about what both programs would entail.
Buying a homeApril 27, 2021How long does it take to buy a house?Buying a house can take anywhere from a couple months to half a year or longer. It depends on local markets and how prepared you are. Here's what to expect.
Real EstateApril 22, 20215 Things to Know Before Buying a CondoBuying a condo can be a great idea. But there are certain risks and costs that come with condo ownership. See the pros and cons of buying a condo here.
Mortgage StrategyApril 21, 2021Historic home renovations: How to qualify for historic home grants and loansHistoric home renovations can be expensive. Luckily, there are loans, grants, and tax breaks that can make the renovation process more affordable.
Mortgage NewsApril 15, 2021No foreclosures until 2022? CFPB seeks to extend foreclosure moratoriumCFPB has proposed extending the foreclosure moratorium through Dec. 31, 2021. That would mean no COVID-related foreclosures until 2022. Learn more here.
About MortgagesApril 13, 2021How to calculate commission income for a mortgageCommission income is usually accepted by lenders if you have a 2-year earnings history. See how lenders calculate commission income for mortgage qualifying.
Buying a homeApril 9, 2021How to get approved as a self-employed, first-time home buyerSelf-employed first-time home buyers face obstacles other buyers don't. Learn what to expect and how to get mortgage-approved.
Mortgage StrategyApril 8, 2021Gift letter for mortgage: How to give or receive a down payment giftUse these step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use mortgage gift letter template.
Mortgage NewsApril 6, 2021Five reasons it’s not a “horrible time to buy a house”Many experts are saying it's a horrible time to buy a house. But that's not true for everyone. Here are 5 reasons it could be a great time to buy a home.
Mortgage ProductsMarch 30, 2021How the Fannie Mae HomeStyle Loan works: Process and requirementsThe Fannie Mae HomeStyle loan lets you buy a home and carry out renovations with one mortgage. Learn about HomeStyle rates and requirements here.
RefinanceMarch 29, 2021Is there a conventional streamline refinance? Conventional loan refi optionsIs there a conventional Streamline Refinance? No, but you can use a different refinance option to get similar Streamline benefits. Here's how.
About MortgagesMarch 24, 2021What is an assumable mortgage and how does it work? Pros and consAn assumable mortgage lets you take over an existing loan at its current interest rate and terms. When is an assumable mortgage a good idea?
Buying a homeMarch 18, 2021Buying a condo vs. renting: Which is better for you?Buying a condo vs. renting can be a tough decision. Renting offers flexibility, but buying a condo builds wealth. See more pros and cons here.
Mortgage NewsMarch 16, 2021New rule means higher fees for investment property mortgages and second homesA new rule from FHFA caused a sharp increase in investment property mortgage and second home mortgage fees. Here's what you need to know.
Federal ReserveMarch 15, 2021How mortgage rates move when the Federal Reserve meetsThe Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.
Mortgage NewsMarch 11, 2021COVID-19 stimulus programs for homeowners and renters [Updated for 2021]Current list of government and private relief programs to help homeowners and renters economically affected by COVID-19.
