More than half of all FHA home buyers have a credit score below 680; many have scores lower than that. Check your FHA eligibility, despite your score.

When you're shopping for a mortgage, banks will give you varying rate quotes. But, how much of that is the bank's fault? And, how much is because of you?

Where will mortgage rates head next year? Find out what the experts think today.

USDA mortgages are getting more affordable. The agency has just announced plans to reduce upfront and monthly fees for this popular home buying program.

VA rates are sinking deeper. That's enticing more U.S. military veterans to reduce their housing costs with this homeowner-friendly program.

Is a better to buy a condo or a single-family, detached home? Recently, condos have held value better. Analysis of the condo market, plus live condo mortgage rates.

A surprising look at how the government-recommended method of mortgage rate shopping is fundamentally flawed.

Get your offer noticed and accepted, even when going up against a cash home buyer.

There are hundreds of thousands of licensed mortgage loan officers nationwide. The great ones, though, distinguish themselves pretty clearly.

For buyers in Hawaii, it would take more than 25 years just to save 10% for a down payment on a home. Thankfully, you don't need to save for 10%. Mortgage options are plenty for today's buyers of homes.

Paying off a collection account isn't always the smartest move. How to deal with collection accounts when applying for a mortgage.

Paying $100 extra per month can shave five years off your mortgage. But paying off, or paying down, your mortgage is not the best choice for everyone.

A 1031 exchange can be part of an effective tax strategy. As home values rise, rental property owners are seeking ways to limit their tax burden.

There are reasons to refinance when mortgage rates are falling; and reasons to refinance when mortgage rates are rising. It's your mortgage, though. You can do it anytime.

Freddie Mac reports 30-year mortgage rates dropping again, and hiding beneath 3.5%. Mortgage rates are down close to 60 basis points (0.60%) from the New Year.

The "mortgage refinance" goes by many names -- The IRRRL, the FHA Streamline Refinance, the Rate-and-Term, and others. Which is which, and how to qualify for the one you want.

Mortgage refinance rates are near record lows. Now is the time to refinance -- in general. How to know whether it's the right time for you.

Mortgage rates are dropping -- far quicker than experts projected. It's sparking a refinance boom. Homeowners cite all sorts of reasons for doing a refi.

Save for a home by paying rent each month. Rent-to-own homes can benefit both buyer and seller, but make sure there's a water-tight agreement in place.

Having two mortgages attached to your home is not a bad thing. For years, U.S. homeowners have used second mortgages for basic financial security.