For today's consumers, it's easy to move from "casually looking" to "actively buying". Before you do, though, you'll want to handle these 5 things first.

Homeowners often avoid a refinance because they can't recoup closing costs fast enough. A no-closing-cost loan allows them to start saving now.

New guidelines make it easier for home buyers with student loan debt to qualify for FHA in 2016.

The ultra-rich get mortgages for one reason: to get a bigger return on investment elsewhere. The typical homeowner can benefit from this strategy.

You get an average 11 percent discount when buying a short sale. But these homes are not always a good value. Take these steps before making an offer.

A mortgage broker is often the right choice. But a bank could be, too. Knowing how each type of company works can help you make the right decision.

A man's home may be his castle, but if it's REALLY a castle, he'll have a hard time mortgaging it. How to find financing for your homes with unique traits.

Closing costs should not keep you from pursuing a refinance. The benefits of a refi often outweigh the fees -- especially when you go "zero-closing cost".

Escrowing your taxes and insurance reduces your lender's risk, and can earn you a lower, better mortgage rate quote. Escrows can also simplify your life.

Mortgage closing costs have climbed by a small amount from 2016, according to a Bankrate.com survey. See where costs are highest, lowest.

Make a smarter home purchase this year. Tips and tricks for today's active home buyers. Read more and get today's live mortgage rates.

Identity theft doesn't have to be the end of your homeownership goals. Mortgage lenders, often, can work around low scores due to stolen credit.

Getting a mortgage in retirement is similar to qualifying at any stage of life. Lender guidelines consider retired persons' various types of income.

Owning a home can build your net worth quickly. However, building net worth requires home equity. How to gain home equity, and how to accelerate its growth.

Mortgage rates are low, and more homeowners are asking, "Should I refinance?" Four ways to answer that question.

You can estimate the additional costs of owning a home and budget accordingly to ensure an enjoyable homeownership experience.

Saving for a downpayment isn't the only way to raise those funds. You can borrow a portion of the required money down, and get into a home sooner.

Military borrowers are using the VA Home Loan Guaranty program to purchase and refinance huge numbers of homes. The GI Bill and low rates make it possible.

Nervous about getting a mortgage? You're not alone. For some, applying for a mortgage is as stressful as seeing the dentist. It doesn't have to be that way.

Should you rent a home, or buy one? With mortgage rates low, the argument to "buy" is strong. But what are the risks? Read more, and get today's rates.