About Mortgages - Page 14

Buying a home should not intimidate you, if you prepare for the experience. Here's what you need to know about preparing for your mortgage and your purchase.

Lender credits are just one form of mortgage pricing. But do lender credits get you a fair deal on your home loan? Or is your loan officer fast-talking you?

If you're behind on your mortgage payments, and you have private or government-backed mortgage insurance, you may be able to get back in control with a claim advance. A claim advance is money from your mortgage insurer used to bring your account current.

What happens at your mortgage closing? And after your mortgage closing? Find out what you should do to make everything go smoothly.

How do mortgage lenders know if you borrow your down payment? They have their ways. Here's how to get your funds together the right way and get approved for your loan.

The mortgage interest tax deduction is one of the most popular parts of the tax code, and it impacts millions of homeowners. Here's what you need to know about your potential savings.

How to find the best mortgage lender?

A mortgage commitment letter tells everyone involved in a home purchase that your lender is ready and willing to loan you what you need to buy your home.

Mortgage closing costs come in many forms -- from the all-inclusive origination charge to a slew of "junk" fees that could be anything. Guess what? It doesn't matter what they are called.

Want to know how to apply for a home loan? It's not hard, but you want to get it right the first time.

It's no secret; mortgage interest rates are rising. So, it it time to get out of your ARM and refinance?

PMI mortgage insurance is a necessary evil if you buy or refinance more than 80 percent of your property value. But there are are things you can do to reduce what you pay.

An interest only mortgage could be right for you. or it could be very, very wrong. Learn about the pros and cons of interest only mortgages here.

Fannie Mae's HomeReady program has helped thousands of unlikely buyers purchase homes. Why not you?

In today's market, large downpayments are optional. Here are six popular programs that are helping buyers get into a home with very little upfront expense.

Home buyers are choosing condos for their convenience and affordable prices. Condominium mortgages are easy to find and come with low rates.

Many people with fair credit think they can't get a mortgage. But there is some good news: You can get a mortgage with fair credit.

You can get a mortgage with no credit score. Because lenders can use alternative sources of proving that you know how to manage your money and your bills.

If you switch mortgage lenders during an application, you may be concerned about the effect it would have on your credit. Don't worry; switching the righ way won't harm your credit or loan application much.

When you make a mortgage application, you sign a lot of documents. Here's what you need to know before you put pen to paper.