Articles by Erik J. Martin - Page 7

Learn what to look for when buying a house. Real estate and housing experts share their best tips.

Refinancing can equal big returns on your rental or investment property, if you can navigate the roadblocks. Get refinance investment property rates today.

First-time home buyers can access special loan programs and assistance. But a home buyer education course may be required.

This handy mortgage refinance checklist helps you get paperwork in order and understand your refinance goals to speed up the process and save money.

When you can make lenders compete for your mortgage, you can lower your interest rate and get the best deal on your home loan and closing costs. Here's how.

Will mortgage rates go up in 2022? Most experts say yes, but they're split on how much rates will rise. See 2022 mortgage rate predictions here.

2021 was a tough housing market. Will things improve in 2022? Read our housing market predictions from 7 real estate experts to find out.

Streamline Refinancing is a faster way to lower your rate on an FHA, VA, or USDA loan. Why aren't more homeowners using it?

Fannie Mae's RefiNow program can help lower-income homeowners refinance into a lower rate and monthly payment. Learn how it works and who qualifies.

Freddie Mac's Refi Possible helps low-income homeowners save on their interest rate and monthly payments. Learn how it works and who qualifies.

It might be worth refinancing to save $100 per month if you can break even on your closing costs. Here's how to decide if refinancing is worth it for you.

Over 14 million veterans own their homes. But only 24% of those have tapped their VA loan benefits. Learn more about VA loan benefits and how to use yours.

Freddie Mac's HomeOne loan can help first-time home buyers qualify with a low down payment and flexible requirements. Find out if HomeOne is right for you.

If you're buying a new construction home, the builder may have a preferred mortgage lender. Should you work with this company? Here are the pros and cons.

What's better, a 15-year or 30-year mortgage loan? Explore the pros and cons of 15 vs. 30-year mortgages and compare rates and costs.

The VA Streamline Refinance (IRRRL) can be a fast and easy way to lower your VA mortgage rate and payment. But when is refinancing worth it?

Should you pay discount points for a lower mortgage rate? The savings can be huge. But discount points aren't right for everyone. Learn more here.

Learn how to make a cash offer on a house and improve your chances in a bidding war. Today, there are even cash offer options for buyers without cash.

How much do real estate agents make? And who pays the real estate agent? The amount Realtors and agents make depends on the home price and the local market.

Will rates drop again in 2021? Or will they keep going up? We asked 10 experts for their mortgage rate predictions. Here's what we found.