Erik J. Martin, contributor

Buying a house with a friend can be a smart move, but it comes with unique challenges. Explore the pros, cons, and expert tips for co-owning a home with a friend.

Unlock your home equity with a Texas cash-out refinance. Learn about the current rules, requirements, and how to get started today!

Find out how to lower your mortgage payment today. Here are seven ways to reduce your mortgage payment and save money from month to month.

An FHA construction loan lets you buy land, build a house, and finance a mortgage — all with one loan. Learn more about the process here.

Discover how closing cost assistance can save you thousands. Learn about grants, loans, and programs to reduce your home buying expenses!

We analyzed top mortgage lenders to find the best refinance rates. Compare offers and lock in your lowest mortgage refinance rates.

Are HELOCs a good idea in today's market? Explore the pros and cons of tapping into your home equity and if it's right for you.

Explore the cost of a new roof, signs you need one, and financing options to make your roof replacement affordable.

Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.

USDA construction loans can be an affordable way to buy land and build a home. Read on to learn more about their pros and cons.

Tiny home vs ADU: Which is right for you? Dive into the differences, benefits, and challenges of each housing option to find the perfect fit.

Discover the essential first-time home buyer loan requirements and find the best mortgage programs for your needs. Begin your homebuying journey here!

Some of the best home improvement loans include HELOCs, home equity loans, the FHA 203k, and cash-out refinancing. Here's how they compare.

How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.

Curious about multi generational homes? Dive into our expert insights on this increasingly popular living arrangement.

The National Homebuyers Fund can help cover down payment and closing costs up to 5% of the loan amount. Here's how apply and qualify for aid.

From restrictions to community guidelines, understand why knowing your CC&Rs matter before you buy a home.

Buying a house with parents can be the key to affording your first home. Here's how to navigate the process.

They say the kitchen is the most important and valued room in the house. But how much does a kitchen remodel cost? Find out here.

First-time home buyer government programs include special loan options, down payment assistance, and homebuyer education. Learn more here.