10-year mortgage rates are lower than 30- and 15-year rates. But payments are much higher. Find out: Are 10-year mortgage rates worth it for you?

If you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.

If you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.

Here are 16 questions to ask a mortgage lender that will ensure you get the right loan type, lowest mortgage rate, and best overall deal on your home loan.

The median U.S. home price hit a record high during coronavirus. But thanks to low rates, home buying is still affordable for many.

Financial Independence Retire Early (FIRE) requires you to reduce debts and save most of your income. But home buying with a mortgage is still possible.

Mortgage alternatives, like seller financing, lease-purchase, and contract-for-deed, are risky. And you might qualify for a mortgage without them.

Refinance rates are near an all time low, and 2.5 million homeowners stand to save $500 per month or more by refinancing. Find out if that includes you.

Fannie Mae and Freddie Mac's 0.5% refinance fee is delayed until December 1. But to avoid the fee and higher refinance rates, you need to apply sooner than that.

Does it matter who your mortgage servicing company is? Learn what mortgage loan servicers do and when you'll interact with yours.

The Federal Reserve has a new policy to keep inflation and employment on target. And, it could keep mortgage interest rates low for a long time. Here's why.

Climate change is putting millions of homes at risk. Use these climate change maps and expert advice to help inform your next home buying decision.

Learn how mortgage rates are determined, what causes lenders to offer you a higher or lower rate, and why mortgage rates rise and fall daily.

Many families want to buy a bigger house to support work from home and remote learning. Does buying a house during COVID make sense for you?

You're allowed to use investment income for mortgage qualification. Lenders will accept two forms: dividends and interest. Here's how to qualify based on investment income.

You're allowed to pay extra on your mortgage to pay it off early. Here are three strategies to pay off your mortgage early if you have extra cash.

A new fee will be added to conventional mortgage refinances on September 1. Will this mean higher refinance rates? For some, it's likely.

Due to coronavirus, there are new rules for self-employed home buyers who want to use FHA loans. Learn about new lending rules here.

One lender is offering mortgage rates below 2%. But there's a cost to get such a low rate. Learn more about who can get today's record-breaking rates.

A new report put today's home- ownership rate at a 12 year high. But can home buying data during COVID be trusted? Experts are skeptical.