Conventional LoansJanuary 5, 2021Conventional loan home requirements: Is an inspection required?Conventional loans have a few basic property standards, but no in-depth home condition requirements. You likely want a home inspection anyway.
FHA Home BuyingJanuary 4, 2021The 9 best FHA mortgage lenders for 2025FHA lenders offer low down payments and competitive rates, even for borrowers with bad credit. Here are the best FHA-approved lenders for your home loan.
About MortgagesDecember 30, 2020What is PITI? Mortgage payments explainedPITI stands for Principal, Interest, Taxes, and Insurance: the 4 parts of your monthly mortgage payment. Find out why your PITI payment matters.
Homeownership TopicsDecember 30, 2020How the mortgage interest deduction helps homeownersThe mortgage interest deduction is a tax break for those who itemize their deductions on a Schedule A. Here's how the mortgage interest deduction helps you.
About MortgagesDecember 24, 2020Why real estate investors should consider a blanket mortgageA blanket mortgage lets real estate investors buy multiple properties with one loan. Find out how a blanket loan works, plus pros and cons.
Buying a homeDecember 23, 2020How to buy a house: Your guide to the home buying processIf you want to buy a house but don't know where to start, start here. We explain how to buy a house in 10 approachable steps. You can even do step 1 today.
About MortgagesDecember 22, 2020How to qualify for a mortgage with bonuses and RSU incomeBonuses and RSU income can be used for mortgage qualifying. But they're calculated differently, and not all lenders accept them. Here's what to know.
Mortgage NewsDecember 15, 2020The VA plans to help 60K veterans cover missed mortgage paymentsIf its proposal is accepted, the VA plans to offer mortgage relief for up to 60,000 VA loan holders who are struggling financially due to COVID.
Buying a homeDecember 2, 2020Should you waive a home inspection? Real estate experts say noWaiving a home inspection could make your offer more competitive. But experts say waiving a home inspection isn't a good idea. Here's why.
Homeownership TopicsNovember 25, 2020Can I change my mortgage loan servicer?The only way to change mortgage loan servicers is by refinancing. But you should not refinance solely to get a new servicer. Here's what to know.
Mortgage RatesNovember 19, 2020Investment and rental property mortgage rates: How much more will you pay?Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best rental property financing.
RefinanceNovember 19, 2020Is now the right time to refinance? 3 strategies to know when to refinance your homeWondering when to refinance your home? Here are 3 trusted ways to evaluate refinance rates and savings to find out if a refinance is worth it for you.
Mortgage NewsNovember 18, 20202020 Mortgage lender rankings: What borrowers can learnFind out who took gold in JD Power's 2020 mortgage lender satisfaction study, and learn how to choose a mortgage lender that's right for you.
VA LoansNovember 16, 2020What is a VA renovation loan? And where can I get one?A VA renovation loan lets you buy a fixer-upper with an ultra low interest rate. But these loans are hard to find. Should you look for an alternative?
Mortgage NewsNovember 11, 2020What Biden means for mortgage rates, housing policy, and real estateLearn what Biden's presidency means for mortgage rates, housing policy, real estate, and renters in the coming years.
Federal ReserveNovember 5, 2020About the Federal Reserve, the FOMC, & the Fed Funds RateThe Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.
ForecastsNovember 3, 2020Forecast: Will the 2020 election change mortgage rates?Mortgage rates shot up after the 2016 election. But will they do the same in 2020? See our mortgage rate forecast and historical perspective here.
Mortgage ProductsNovember 2, 2020Jumbo mortgage rates: Jumbo loan rates and requirements for 2025Jumbo mortgage rates are low, good news for those who need larger loans. Here's why jumbo rates are low and how to get one.
Mortgage RatesOctober 29, 20202021 Mortgage interest rates forecast: Are we done seeing record lows?We asked 10 housing and finance experts for their mortgage rate predictions and housing forecasts for late-2020. Here's what they said.
Homeownership TopicsOctober 27, 2020Why you shouldn’t use your 401(k) to pay off a mortgageMost experts say: Don't use your 401(k) to pay off a mortgage. Luckily, you don't have to. There are plenty of other ways to pay off your mortgage early.