Mortgage NewsFebruary 16, 2021The Fair Housing Act now applies to LGBTQ renters and home buyers. Here’s what changedUnder the Biden Administration, HUD is expanding the Fair Housing Act to protect LGBTQ individuals. Here's what that means for renters and home buyers.
RefinanceFebruary 15, 2021Can you sell your house after refinancing?You can sell your house after refinancing, but there might be a waiting period. You typically can't refinance while the house is listed for sale, though.
Real Estate NewsFebruary 10, 2021Is now a good time to buy a house? What home buyers in 2021 should knowIs now a good time to buy a house? Low rates will help some first-time buyers, but COVID will hinder others. Here's what you should know.
About MortgagesFebruary 9, 2021APR vs. interest rate for mortgages: Which matters more?APR vs. interest rate: Both numbers are important for comparing mortgages. But which one matters more? That depends on your home buying goals.
FHA Home BuyingFebruary 8, 2021Biden administration could reduce FHA mortgage insurance premiums. Here’s what it means for youMany mortgage pros believe President Biden will cut FHA mortgage insurance premium (MIP) rates. Here's what that means for you.
Buying a homeFebruary 2, 2021Should you buy a house sight unseen? Here’s what you need to knowBuying a house sight unseen can give you an edge in a competitive market. But there are risks that come with sight-unseen homes. Here's what to know.
About MortgagesJanuary 28, 2021Title insurance and owner’s title insurance explainedTitle insurance protects you against outside claims to your property. Lender's title insurance is required but you should get owner's title insurance, too.
Buying a homeJanuary 26, 2021What is an iBuyer, and should I use one to purchase a home?An iBuyer uses technology to make instant cash offers to home sellers. Buyers can then purchase homes on the iBuyer platform. Here's how it works.
FHA Home BuyingJanuary 25, 2021DACA home loans — FHA will now approve home loans for ‘Dreamers.’ Here’s how to get approvedThanks to a new policy, FHA is now accepting DACA home loans. Learn about the pros and cons of FHA loans and whether you qualify for financing.
Mortgage StrategyJanuary 21, 2021Can I lock rates with multiple mortgage lenders?If you're worried about home loan approval, or locking the best rate, here's when applying with multiple lenders is a good idea.
Mortgage Lender ReviewsJanuary 20, 2021Reali Loans Review for 2025Reali Loans mortgage review showing how Reali compares to other top mortgage lenders for mortgage rates, loan options, and customer service.
Buying a homeJanuary 15, 2021Are rent-to-own homes a good idea? Your guide to lease options and owner financingIf you want to buy a home but can't get a mortgage, you might consider a lease option or "rent-to-own home." But these are risky. Here's what to know.
Homeownership TopicsJanuary 14, 2021Should I pay off my mortgage or invest?You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.
Homeownership TopicsJanuary 14, 2021Should I pay off my mortgage or invest?You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.
ForeclosuresJanuary 14, 2021How to buy a foreclosed homeBuying a foreclosed home isn't as easy as it used to be. But good deals can still be found. Here's how to buy a foreclosed home with a mortgage.
Real EstateJanuary 14, 2021How to buy a short sale homeBuying a short sale home can get you a great deal. But the short sale process can be challenging. Here's what to expect when buying a short sale.
About MortgagesJanuary 12, 2021Debt-to-income ratio, taxes, and insurance: How your DTI is calculatedDTI, your 'debt-to-income ratio,' includes taxes and insurance as part of your mortgage payment. Here's how to find your DTI with taxes and insurance.
Manufactured homesJanuary 11, 2021Converting a mobile or manufactured home to real propertyYou can finance a manufactured home, but only if it's considered 'real property'. Learn about converting a manufactured home to real property here.
Homeownership TopicsJanuary 8, 20215 ways to pay off your mortgage early: Pros and consHere are five ways to pay off your mortgage faster. Plus, what to consider before putting your cash toward early mortgage payments.
Buying a homeJanuary 8, 2021Escrow: What it is and how it worksIn the mortgage process, 'escrow' is when funds are held by a neutral third party until the mortgage closes. Learn how escrow works here.