Some states are reopening a 2010 mortgage relief program, the Hardest Hit Fund, to help homeowners during COVID-19. Find out if your state is participating and what it means for you.

Mortgage rates in the low 2s are now a reality. But would you actually qualify for a 2.25% rate? That depends.

There are many mortgage programs for buyers who want no-money-down home loans, or loans requiring just a small downpayment. This is a review of some of them.

It might seem harder to close on a mortgage during the COVID-19 pandemic. But new rules have made parts of the closing process easier than ever.

5/1 ARM rates are typically the lowest conventional mortgage rates on the market. But 5/1 ARMs carry more risk. Is the low rate worth it for you?

Veterans needing mortgage relief have a right to forbearance under the CARES Act. But for some, the VA IRRRL refinance may be a better option.

Since March, the Fed has controlled mortgage rates more than usual. Find out how the Federal Reserve helped push mortgage rates to record lows.

Buying your first house during COVID-19 presents unique challenges. But help, in the form of down payment assistance, is still available.

The reverse mortgage is suddenly more popular, as COVID-19 forces homeowners to look for cash flow. But is a reverse mortgage right for you?

A conventional loan can be the best mortgage option in town. The reason is their simplicity, lower rates, and widespread availability. Here's why.

The USDA loan map might shrink after the 2020 census. If so, far fewer homes could qualify next year. If you want a USDA loan, here's what you should know.

Lenders set new requirements for self-employed mortgage borrowers during COVID-19. Plus, how PPP and unemployment benefits are handled by lenders.

A Loan Estimate (formerly called a Good Faith Estimate) shows you all the details of a mortgage before you agree to it; including interest rate, APR, terms, fees, and more. Learn how to read a Loan Estimate here.

The refi boom in early 2020 made lenders raise rates, and many refinancers missed out. Here's how to get ready for the next rate drop so you don't miss it.

For many, COVID-19 has lead to lower mortgage rates and easier loans. From remote closings to delayed appraisals, the virus is changing long-term norms.

In May, mortgage rates fell into the 2s for home buyers, but stuck in the high 3s for refinancers. Here's why. Plus, 5 ways to lower your refinance rate.

Why are mortgage delinquency rates rising when millions of homeowners who need forbearance don't have it — and millions who have forbearance don't need it?

Sellers typically have the advantage over home buyers in summer. But could COVID-19 flip the housing market? Experts weigh in on both sides.

First time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.

COVID-19 mortgage forbearance is here and will help millions of borrowers in the short-run. But long-term forbearance issues shouldn't be overlooked.