FICO & Credit ScoresSeptember 19, 2022A special purpose credit program could help you buy a houseMany home buyers feel sidelined due to bad credit, lack of credit, or financial disadvantages. A special purpose credit program could help.
Mortgage StrategySeptember 16, 2022Guide to piggyback loans: How a piggyback mortgage worksA piggyback loan can help you dodge PMI or avoid a jumbo loan. But piggyback mortgages aren't right for everyone. Here's what to know.
Mortgage StrategySeptember 16, 2022Getting a mortgage with your bank might be a bad ideaGetting a mortgage with your bank might feel like the natural choice. But it could seriously cost you in the end. Here's why.
About MortgagesSeptember 15, 2022What counts as income for a mortgage loan?Borrowers need to verify income for a home loan, but lenders have different rules. Learn about what counts as income for a mortgage loan.
Buying a homeSeptember 15, 2022What is a home appraisal? Home appraisal process and costA home appraisal protects you and your lender from paying too much for a home. Here's what to expect and how much an appraisal costs.
Mortgage ProductsSeptember 14, 2022Renovation loan options for 2025There are many renovation loan options, including loans to buy a fixer-upper or renovate a home you already own. Here's how to choose.
Mortgage NewsSeptember 13, 2022Conforming loan limits are increasing early for buyersNew conforming loan limits for 2023 should top $700,000 in most of the U.S. and some lenders have already raised their limits for buyers.
Mortgage NewsSeptember 12, 2022Will mortgage rates go up after the September Fed meeting?With the Federal Reserve expected to raise its fed funds rate in September to lower inflation, mortgage rates will likely grow as well.
About MortgagesSeptember 9, 2022How to buy a house in the U.S. as a non-U.S. citizenIt's possible to buy a home in the U.S. as a green card holder, nonpermanent resident, DACA recipient, or asylee. Here's how.
About MortgagesSeptember 8, 2022What is a down payment and how much do you need?A down payment is your out-of-pocket contribution when you buy a home. Learn how the down payment works and explore your down payment options.
Mortgage Lender ReviewsSeptember 8, 2022Quicken Loans Mortgage Review for 2025Quicken Loans mortgage review showing how Quicken compares to other top lenders for mortgage rates, customer service, and loan options.
Mortgage Lender ReviewsSeptember 8, 2022PrimeLending Mortgage Review for 2025PrimeLending mortgage review showing how PrimeLending compares to other top lenders for mortgage rates, customer service, and loan options.
Mortgage Lender ReviewsSeptember 8, 2022PennyMac Mortgage Review for 2025PennyMac mortgage review showing how PennyMac compares to other top lenders for mortgage rates, customer service, and loan options.
Buying a homeSeptember 7, 2022Buying a home for the first time: 7 Things you need to knowBuying a home for the first time can be complicated. These 7 expert tips will help orient you as you start the home buying process.
Real Estate NewsSeptember 6, 2022Should I rent or buy a house in 2022?Should you buy or rent a house in 2022? As rents keep rising and the housing market cools, the answer may be changing for many.
VA LoansSeptember 2, 2022When is a VA loan down payment required?A VA loan down payment is not always required, but it does happen. Here's when putting money down is needed, and why it's a popular option.
FHA Home BuyingAugust 31, 2022What is an FHA loan? How the FHA loan program worksThe FHA loan is a low-down-payment mortgage that can help first-time buyers get into a home without great credit or lots of savings.
About MortgagesAugust 31, 2022Can you have two primary residence mortgages at once?Usually, you can't have two primary residence mortgages at once. But there are exceptions to the rule. Learn more here.
FICO & Credit ScoresAugust 31, 2022Improve your FICO score fast with these 7 strategiesLearn how to improve your FICO score and qualify for lower mortgage interest rates and cheaper monthly payments.
Buying a homeAugust 31, 2022When do you pay closing costs, down payment, and earnest money?Earnest money, down payment, and closing costs all need to be paid by home buyers. Learn when your upfront fees are due and what to expect.