What happens if you lock in a mortgage rate and then rates drop? Mortgage pro Ivan Simental explains your options.

Learn how fixed mortgage rates work and why a fixed-rate mortgage is the most popular type of home loan by far.

The Mortgage Reports Podcast hosts a range of real estate and home loan experts to help you with every stage of the home buying process. Listen now!

Falling home prices could seem like good news for buyers at face value. But is it risky to buy when the market is trending down?

Will the housing market get better in 2023? Will rates go down? Will home prices fall — or crash? Experts answer these questions and more.

The Federal Reserve hiked the fed funds rate by 50 basis points in December to fight inflation. Will mortgage rates grow in response?

Will mortgage rates go down in 2023? Experts are split on how high rates could go next year. See their 2023 mortgage rate predictions here.

Should you buy a house now? Or wait for rates to drop and make your home loan more affordable? One mortgage expert weighs in.

Learn how a gift of equity works for buyer and sellers, including rules, gift limits, and tax implications.

The Conventional 97 loan lets first-time home buyers purchase a house with just 3% down. Learn about the benefits of this 97 LTV program.

Many home buyers worry about the housing market crashing like in 2008. Mortgage expert Arjun Dhingra explains why things are different now.

Can you get preapproved for a mortgage multiple times? You bet! In fact, in today's market, you may need to do so many times.

The Federal Reserve is expected to raise its fed funds rate again in December to combat inflation. Will mortgage rates grow in response?

Find out how much house you could afford with one of the most common — or one of the highest-earning — jobs in the U.S.

Do you need 20% for a conventional loan down payment? Not even close. Today's conventional loans start at just 3% down.

Mortgage rates fell for three weeks in a row, putting them at their lowest level since September. Here's what it means for you.

Most home buyers know to shop around for their mortgage lender. But timing your shopping? That’s a different story.

Today's mortgage programs have reduced upfront home-buying costs. Here's how much money you typically need saved to buy a house.

You typically need good credit to get a HELOC. But lenders set their own guidelines and some are more lenient than others.

Home equity loans come with big benefits, including fixed interest rates, low closing costs, and high borrowing limits.