HELOCOctober 19, 2022HELOC vs. cash-out refinance: Which is better in 2025?HELOCs and cash-out refinancing both tap your home equity, but they work very differently. Explore HELOC vs cash-out refinance pros and cons.
Real Estate NewsOctober 17, 2022Will the housing market crash like 2008? (Podcast)Many wonder if the housing market is building up to a crash just like in 2008. Mortgage expert Ivan Simental explains why that won't happen.
First-Time Home BuyersOctober 17, 2022What not to do before buying a house: 7 Mistakes to avoidHere are 7 things you should never do before buying a house. Follow these best practices to give yourself the best shot at mortgage approval and a low rate.
Homeownership TopicsOctober 14, 2022HELOC vs. home equity loan: Compare pros and consIs a HELOC or home equity loan better? That depends on how you'll use the loan. See the pros and cons of HELOCs vs. home equity loans here.
Mortgage StrategyOctober 11, 2022Home loan options with lower mortgage rates in 2025A lower interest rate can drop your mortgage payment and boost your home-buying budget. These loan types offer lower rates in today's market.
Mortgage ProductsOctober 6, 2022No-down-payment mortgages: Four zero-down loan optionsExplore four no-down-payment mortgage options that could help you buy a home with very little out of pocket.
Buying a homeOctober 6, 2022What is earnest money and how much is it?Earnest money is a "good faith deposit" you put down when making an offer on a home. Earnest money eventually goes toward your down payment.
HELOCOctober 5, 2022How does a HELOC work? Learn how to use a HELOCA HELOC works a bit like a credit card; it's a revolving line of credit tied to your home equity that you can use, repay, and reuse as needed.
Buying a homeOctober 4, 2022Are things getting easier for first-time home buyers in 2022?Rising mortgage rates have pushed some buyers out of the market. But buying a home could be getting easier for those who are still trying.
About MortgagesOctober 3, 2022Adjustable-rate mortgage guide: How ARM loans workAn adjustable-rate mortgage can offer savings at the outset, but these loans can be risky, too. Learn all about how ARMs work here.
Buying a homeSeptember 30, 2022How much house can I afford if I make $100,000 per year?A $100,000 salary could help you buy a house worth over $400K or under $300K — it all depends on your personal finances. Here's what to know.
Mortgage Lender ReviewsSeptember 30, 2022Wyndham Capital Mortgage Review for 2025Wyndham Capital mortgage review showing how Wyndham Capital compares for mortgage rates, customer service, and loan options.
Mortgage Lender ReviewsSeptember 29, 2022Mission Loans Mortgage Review for 2025Mission Loans review showing how Mission Loans compares to other top lenders for mortgage rates, loan options, and customer service reviews.
Homeownership TopicsSeptember 27, 2022Why a HELOC might be better than moving right now (Podcast)Did rising rates throw a wrench in your plans to move and upsize this year? A HELOC for home improvements could be a good alternative.
Buying a homeSeptember 26, 202210 Steps to buying a house in 2025You're ready to buy a house, but where do you begin? These 10 steps to buying a house offer a practical guide to the home buying process.
About MortgagesSeptember 23, 20225/1 ARM vs. 15-year fixed: What’s better in 2025?Compare 5/1 ARM rates vs. 15-year fixed rates. Find out which loan program, 5/1 ARM or 15-year FRM, is best in today's economy.
Mortgage ProductsSeptember 23, 2022Bank statement loans: Mortgage lenders and requirementsBank statement loan lenders can help self-employed mortgage borrowers qualify for home loans. Here's how to find a safe bank statement loan.
Real EstateSeptember 23, 2022FSBO guide for homeowners: The for sale by owner processSelling a home yourself, or FSBO, can save you a lot of money. But there are risks involved, too. Learn about the for sale by owner process.
About MortgagesSeptember 22, 2022What is PMI? Home buyer’s guide to private mortgage insurancePrivate mortgage insurance (PMI) is an extra monthly cost that protects your lender. But it lets you buy a house without 20% down.
Mortgage Lender ReviewsSeptember 22, 2022North American Savings Bank (NASB) Mortgage Review 2025Review of North American Savings Bank mortgages showing how NASB compares to other top lenders for mortgage rates, loan options, and service.