Foreclosures hit 12-year low; loan delinquencies up in disaster-hit areas

It’s a good time to be an American homeowner. Not only has home equity topped $6 trillion, but foreclosures have now dropped to 0.5 percent — their lowest point in more than a decade.

Is the highest offer when selling a home always better?

Many think it’s a no-brainer: always accept the highest offer when selling a home. But that’s not the whole story. In many cases when selling a home, less is more.

When should you authorize or not authorize) a credit pull?

Mortgage lenders require a credit pull when you apply for a home loan. But that doesn’t mean you should allow them all to check your credit report.

Selling a home: When should you reduce the asking price?

When you sell a home, of course you want as much as you can get. But when should you reduce the asking price?

Mortgage rates today, October 11, 2018, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Luxury home prices on the rise; here’s where they’ve jumped the most

On the hunt for a luxury home? Then you might want to act fast. According to new data, luxury home prices are climbing — in some places at double-digit rates.

Should I buy a home or continue to rent?

Should you buy or rent? It’s not an easy decision, but one that you can make if you take a look at your situation.

Mortgage rates today, October 10, 2018, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Here’s where you’ll find the least housing inventory

Want lots of housing options? Then avoid Sacramento or Charlotte. According to new data, they’ve experienced the biggest housing inventory crunch in the nation. In facts, listings in both cities have dropped more than 50 percent in the last three years.