Posted 01/09/2018

by Aly J. Yale

Aly J. Yale is a mortgage and real estate writer based in Houston. Connect with her at or on Twitter

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Hate traffic? These commuter-friendly metros might just be your dream come true

commuter-friendly metros

Aly J. Yale

The Mortgage Reports Contributor

Steer clear of congestion

Don’t want to waste your life away with tedious and traffic-filled commutes? Then Eugene, Oregon, is the place to be. With a mere 19-minute average morning drive-time, it’s the nation’s single-best metro for commuters.

Verify your new rate (Jun 17th, 2018)

Cut back on the commute

According to a list by, Eugene is the No. 1 metro area for commuters. The city’s residents spent just 7.6 hours in traffic per year — a far cry from 89.4 hours that New York commuters spend on congested roads.

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Part of the reason for Eugene’s easy commute is a local penchant for biking and great public transportation options. About 7 percent of Eugene’s commuters use bicycles as their mode of transportation — almost double the national rate.

“A fondness for human-powered transport is just one of the things that helps make Eugene America’s best city for commuting,”’s Lance Lambert reported. “Out of the country’s 150 largest metros, only three have shorter daily travel times. It has little to no congestion. (Only 10 American metros have less.) And it has the 19th highest public transportation use per capita.”

Other commuter-friendly metros include Corpus Christi, Texas; Wichita, Kansas; Reno, Nevada; and Brownsville, Texas. Corpus Christi residents have an average commute time of 20.4 minutes and spend just over 6 hours per year in traffic. The city boasts a robust public transportation system with more than 30 bus routes.

Verify your new rate (Jun 17th, 2018)

Traffic takeover

New York takes the cake as the absolute worst city for commuters. Its residents spend about 36 minutes commuting every morning and nearly 90 hours in congestion per year. Even taking the subway and other public transport options doesn’t help ease the pain. According to the New York Times, the New York subway system has the worst on-time performance of any major system in the world.

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Other cities with bad commutes include Washington D.C., San Francisco, Boston and Los Angeles, where commuters spend 104 hours in congestion every year. Still, there may be a silver lining for LA residents.

“But there is hope,” Lambert wrote. “Los Angeles is embarking on a plan to reduce congestion and expand its rail and bus systems. In 2016, Los Angeles voters approved a sales tax increase that would pump $120 billion into Metropolitan Transportation Authority bus and rail upgrades over the next 40 years.”

Get today’s mortgage rates

Want to get in on a market with an easy, efficient commute? Shop around and see what mortgage rates you qualify for today.

Verify your new rate (Jun 17th, 2018)

Aly J. Yale

The Mortgage Reports Contributor

Aly J. Yale is a mortgage and real estate writer based in Houston. Connect with her at or on Twitter

The information contained on The Mortgage Reports website is for informational purposes only and is not an advertisement for products offered by Full Beaker. The views and opinions expressed herein are those of the author and do not reflect the policy or position of Full Beaker, its officers, parent, or affiliates.

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Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)