Real Estate NewsJanuary 16, 2018Texas, Arizona top list for most popular U.S. migration spotsWhen it comes to moving, Americans largely headed south in 2017. According to new data, Texas was the top state for U.S. migration, while Tempe, Arizona, took the honors for top city.
UncategorizedJanuary 12, 2018More bang, less buck: home improvements with highest payoff in 2025One of the top reasons for making home improvements is adding value to your property. Here's what you can do to add maximum home equity for your money.
Real Estate NewsJanuary 12, 2018Can’t save for a down payment? Your employer may be able to helpNeed help saving for your down payment? Then you may want to find a new job. Thanks to a new offering from crowdfunding platform HomeFundMe, employers can now make down payments a bona fide part of their benefits packages.
About MortgagesJanuary 11, 2018Should you get pre-qualified or pre-approved? What’s the difference?Buying a home? You'll need a pre-approval letter. Sellers won't think you're serious without it. Get a no-cost letter here, plus today's rates which are now near the lowest of all-time.
Real Estate NewsJanuary 11, 2018Luxury real estate options abound, though tax reform could stall growthLooking for the life of luxury? Then you’re in luck. The luxury real estate market isn’t as inventory-strapped as more affordable housing is. In fact, there’s actually a pretty wide selection of luxury properties on the market as we kick off 2018.
Cash Out RefinanceJanuary 10, 20182018: The year of HELOCs and cash-out refinances?It looks like 2018 may be the year of the HELOC. According to new data, Americans now have $5.4 trillion in home equity, offering a prime landscape for cash-out refinances and home equity lines of credit.
About MortgagesJanuary 9, 2018ARM Mortgage in 2025: No Longer The Wallflowers96% of mortgage shoppers opt for a fixed-rate mortgage. But that could change as interest rates rise and homeowners want very low mortgage rates provided by an ARM mortgage.
Buying a homeJanuary 9, 2018Parents’ Guide To Help Kids Buy A Home In 2025It's harder for young adults today to buy a home this year. Use these tips to help your adult child if you're in a position to do so.
Real Estate NewsJanuary 9, 2018Hate traffic? These commuter-friendly metros might just be your dream come trueDon’t want to waste your life away with tedious and traffic-filled commutes? Then Eugene, Oregon, is the place to be. With a mere 19-minute average morning drive-time, it’s the nation’s single-best metro for commuters.
Buying a homeJanuary 8, 2018Down payment amounts are up — here’s what you need to knowYou don't have to make a huge down payment to buy a home, but putting more down does make homeownership easier down the road.
Real Estate NewsJanuary 6, 2018Lending gets easier for Millennial home buyersIt seems lending standards are loosening for Millennial home buyers. According to new data, the average FICO score for a Millennial buyer has dropped two full points over the last year. Scores are down even more on refinance loans.
VA LoansJanuary 5, 20182025 VA Mortgage Limits: Why There Really Aren’t AnyThis year's VA mortgage limits are higher than last year's limits. But you really don't have loan limits at all with this program. VA jumbo mortgages are here to help you buy more house.
Real Estate NewsJanuary 5, 2018Renting takes another hit; could housing step in and pick up the slack?America’s rental market is on a downturn. According to a new report, not only has the overall renter population decreased in the last year, but rental prices have jumped as well. Could it spell good news for housing?
Buying a homeJanuary 5, 2018The 401(k) down payment: Navigate this minefield carefullyThe 401(k) down payment may be possible. But should you borrow from your 401(k) or withdraw from your 401(k) for your down payment?
Mortgage NewsJanuary 4, 2018Could the new tax plan benefit home buyers? One report says yesIt seems the recently passed tax legislation may have some hidden benefits for this year’s home buyers. According to a new report, the changes could slow home price growth by as much as 4 percent.
Buying a homeJanuary 4, 2018Mortgage problems: Must my spouse be on the application?Sometimes having both spouses on a home loan application causes mortgage problems. In those cases, it's better to leave one spouse off the home loan.
FHA Home BuyingJanuary 2, 2018FHA loan limits are increasing: that’s good news for borrowersFHA loan limits increased in many areas for 2018, making FHA mortgages accessible to mpre borrowers.