Buying a homeJuly 6, 2018Mortgage closing: What happens at your signingWhat happens at a mortgage closing? You sign documents making you responsible for a home loan. You pay closing costs. And yu get the keys to the kingdom.
FICO & Credit ScoresJuly 6, 2018The truth about credit repair services and debt settlement plansCredit repair services cannot legally do anything you can't do yourself, and they can charge a lot to do very little. And debt settlement companies can take all your money, ruin your credit and still land you in court. There are better ways to fix your credit.
About MortgagesJuly 6, 2018What does homeowners insurance cover, and why does your lender require it?What does homeowners insurance cover, and why does your mortgage lender require you to buy it?
Real Estate NewsJuly 5, 2018Selling your home? Here’s where you’ll make the most bankIf you live on the West Coast, you may want to consider selling your home. According to new data, some Western homeowners made as much as $296,000 by selling their properties last year – and considering home values have only risen since then, today’s sellers stand to earn even more when putting their home on the market.
Real Estate NewsJuly 4, 2018Can’t afford a house? Share one – it’s all the rageThe number of young adults sharing a home is on the rise – especially with people they’re not related to. Unable to afford a house on their own, a whopping 3.3 million share one with non-relatives, an 80-percent jump over 1990’s stats.
Buying a homeJuly 4, 2018Should I bail after a really bad home inspection?Is a bad home inspection good cause for pulling out of your home purchase? It depends on your contract, and the nature of the problem.
Real Estate NewsJuly 3, 2018Building permits offer hope for homebuyers out WestWestern homebuyers can rejoice. If a recent rise in single-family residential building permits is any indication, the area could see an influx of new inventory in the coming years.
Buying a homeJuly 2, 2018Home closing: What you need to read, what you can skimCash to close: Plan on bringing a cashier's check or certified check. or arrange to wire the funds from your bank. You'll need your down payment and closing costs, less earnest money and lender and/or seller credits.
Real Estate NewsJuly 2, 2018Shopping for a luxury home? New AR tech can help you find the perfect oneLuxury home shoppers are in luck. Thanks to a new augmented reality tool, shopping for high-end homes – and envisioning the possibilities in them – is now easier than ever.
About MortgagesJune 29, 2018What happens when my mortgage is sold? Dos and Don’tsWhat happens when your mortgage is sold from one lender to another, or to a mortgage loan servicer or investor? Not much. Here's how to handle it correctly.
Real Estate NewsJune 28, 2018Confidence in housing market hits 4-year highRising home prices and mortgage rates can’t keep homebuyers down. According to a new survey, confidence in the U.S. housing market is at record highs—particularly across the South and West.
UncategorizedJune 28, 2018Home renovation: highest ROI remodeling projectsHome remodeling ROI tells you which projects are likely to deliver the highest payoff. The right home improvements deliver comfort, security, good looks, and additional value.
Real Estate NewsJune 27, 2018Renters pay too much for too little, new studies showThings aren’t looking good for renters. According to new data, most can’t afford to live where they want, and the places they can afford? They don’t offer the amenities renters are looking for.
FICO & Credit ScoresJune 27, 2018Bad credit loans: How much does bad credit cost me?You may need bad credit loans if your credit is poor or even fair. FICO credit score ranges divide consumers into four tiers: excellent, good, fair and poor.
Real Estate NewsJune 26, 2018Home prices aren’t that high, history showsRising home prices have certainly made headlines in recent months, but according to historical data, housing’s still relatively affordable. When factoring in things like income and other data, home prices are still 32.1 percent below their 2006 peak.
Buying a homeJune 26, 2018When is my first mortgage payment due?When is my first mortgage payment due? You just made a down payment and paid closing costs. Here's how to determine when your first mortgage payment is due.
RentersJune 26, 2018How much rent can I afford?: Predicting your next rent increaseHow much rent can I afford? What will my next rent increase be? Predicting your next rent raise isn't a no-brainer, but if you understand local trends, you'll have a better idea. The good news is that in much of the country, rent increases have slowed down.
Buying a homeJune 25, 2018Big data and real estate: New systems save time and moneyBig data can help real estate professionals find you and help you find the property you want. It can also get your loan processed faster and cheaper. Here's what you need to know as mortgage lending and real estate evolve.
Mortgage NewsJune 25, 2018Mortgage payments may jump in 2019, so buy that house nowIf buying a home is anywhere in your sights, you’ll probably want to act fast. According to a new forecast, average mortgage payments will jump nearly 10 percent by early next year.