Home Loan News and Advice from Experts You Can Trust

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Erik J. Martin
- 4 min read

Home bidding wars down, buyer opportunities up

Home bidding wars happen when two or more buyers compete for the same property but research indicates that home bidding wars happen much less often nowadays. This is good news for would-be buyers.

Peter Miller
- 4 min read

How to use a cash-out refinance to buy another home

Can or should you use a cash-out refinance to buy another home? Maybe, if that’s the most cost-effective source of a down payment or even the whole purchase price.

Tim Lucas
- 6 min read

Comparing home loans: Which one is best for me?

There is no “right” answer to the question, “Which loan type is best?” It depends. No two home buyers are alike. That’s why there are many good options for nearly every type of buyer today. Discover which one suits you best.

Peter Miller
- 3 min read

Cash to close: What is it, how to pay it and how to avoid fraud

Cash to close: Plan on bringing a cashier’s check or certified check. or arrange to wire the funds from your bank. You’ll need your down payment and closing costs, less earnest money and lender and/or seller credits.

Aly J. Yale
- 1 min read

Bye bye, big down payment: Most homebuyers put less than 10% down

No money for a down payment? That might not be a problem. According to a new analysis, the majority of recent Millennial and Generation X homebuyers pay either no down payment or down payments of less than 10 percent when purchasing their home.

Ashley Baskin
- 2 min read

Why townhouses are popular with first-time home buyers

A new townhouse can be an amazing value for first-time home buyers who want the privacy of a single-family home, but—as a first-time home buyer—can’t afford the price.

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Mortgage Rates Today

What to expect from mortgage rates today

Mortgage Rates Today March 22, 2019

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

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