Recent News

Mortgage Rates : Is It Time To Lock That Refinance Rate?

Mortgage rate shoppers fared poorly last week. Rates rose for all loan types. This week, the Fed meets. The outcome may not be much better.

HARP : Mortgages For Underwater Homeowners Available Through 2013

The HARP refinance program has helped more than 1.7 million U.S. households. It lasts through the end of 2013.

12 Months Under 4 Percent : 30-Year Mortgage Rates Stay Low At 3.34%

The Refi Boom continues. With mortgage rates under 3.5%, homeowners are using the FHA Streamline Refinance and HARP to lower mortgage rates.

FHA : 1.2 Million Mortgages Insured In FY 2012

The FHA insured more than 1.2 million loans in FY 2012. Next year, with FHA mortgage rates at all-time lows, the group may gain market share again.

Low Mortgage Rates Boost Homebuyer Purchasing Power 81%

Today's home buyers have 81% more purchasing power. "It's a great time to buy". Ultra-low mortgage rates make it possible.

FHA Issues “Disaster Area” Guidance To Mortgage Servicers

The Federal Housing Administration (FHA) has published post-disaster mortgage guidelines to help its U.S. homeowners.

1 Million HARP Closings This Year? HARP 3.0 Could Double It For 2013

The HARP refinance program accounts for nearly 1 in 4 refinances. Should HARP 3 pass in the coming weeks, that figure would swell for 2013.

Mortgage Rates : Late-Day Recovery Leaves Mortgage Rates Unchanged

Mortgage markets were unchanged Monday. Conforming, FHA and VA mortgage rates did not move. Jumbo mortgage rates idled.

Mortgage Debt Declines As Loan Originations Climb

Refinance activity is booming yet overall mortgage debt has moved to a 6-year low nationwide. Here's what happening behind the numbers.

2013 Jumbo Loan Limits : Loan Sizes Up To $625,500

For 2013, conforming loan limits range to $625,500 for a purchase and $729,750 for a refinance.

Mortgage Rates : 12 Consecutive Months Below 4.00%

With mortgage rates at 3.32%, on average, nationwide, it's time to look at that refinance.

Mortgage Rates : Fiscal Cliff, Housing Data Create Impetus To Lock-In Rates

Mortgage rates worsened Wednesday after Fiscal Cliff talks made progress. Thursday is a good time to lock a mortgage rate. Rates may rise next week.

Mortgage Rates : Dropping On “Fiscal Cliff” Stand-Off

Mortgage rates improved Tuesday and appear ready to drop Wednesday, too. Rates can't fall forever, though. It's time to lock something in.

Mortgage Rates : Down Sharply After Black Friday

Mortgage rates improved Monday for loans of all types -- FHA, VA, USDA, conforming and jumbo. The time is right to lock.

More “No-Appraisal” Refinance Programs; Fewer Underwater Homeowners

"No Appraisal Needed" mortgage programs are growing even as the ranks of underwater homeowners shrink nationwide. Refinance today via HARP, FHA, VA or USDA.

Mortgage Rates : Why It’s Time To Stop Shopping And Start Locking

Floating a mortgage rate, shopping for one, or planning to use the FHA Streamline Refinance? Get your loan in-process today. Here's why.

Appeal Your Real Estate Tax Bill : 50% Of Homeowners Win Lower Rates

Has your home value dropped but not your real estate tax bill? File an appeal. More than 50% homeowners win. Here's how to do it.

A Bull Market For U.S. Housing As Home Supply Plummets

Home supply dropped to 5.4 months in October 2012 as the number of homes for sale dropped 22%.

CoreLogic : Housing Market Fueling Broader Economic Recovery

The housing market's recovery is influencing the broader U.S. economy. As housing improves through 2013, the economy may move to high gear.

Into 2013, Foreclosures Still Sell At Discounts Of 20 Percent

Foreclosure activity slips nationwide, creating a scarce market. And, with homes selling for 20% off, demand for forecloses remains high.