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Recent News 
December 9, 2012
Mortgage rate shoppers fared poorly last week. Rates rose for all loan types. This week, the Fed meets. The outcome may not be much better.
December 8, 2012
The HARP refinance program has helped more than 1.7 million U.S. households. It lasts through the end of 2013.
December 7, 2012
The Refi Boom continues. With mortgage rates under 3.5%, homeowners are using the FHA Streamline Refinance and HARP to lower mortgage rates.
December 5, 2012
The FHA insured more than 1.2 million loans in FY 2012. Next year, with FHA mortgage rates at all-time lows, the group may gain market share again.
December 5, 2012
Today's home buyers have 81% more purchasing power. "It's a great time to buy". Ultra-low mortgage rates make it possible.
December 4, 2012
The Federal Housing Administration (FHA) has published post-disaster mortgage guidelines to help its U.S. homeowners.
December 4, 2012
The HARP refinance program accounts for nearly 1 in 4 refinances. Should HARP 3 pass in the coming weeks, that figure would swell for 2013.
December 3, 2012
Mortgage markets were unchanged Monday. Conforming, FHA and VA mortgage rates did not move. Jumbo mortgage rates idled.
December 3, 2012
Refinance activity is booming yet overall mortgage debt has moved to a 6-year low nationwide. Here's what happening behind the numbers.
December 2, 2012
For 2013, conforming loan limits range to $625,500 for a purchase and $729,750 for a refinance.
December 1, 2012
With mortgage rates at 3.32%, on average, nationwide, it's time to look at that refinance.
November 28, 2012
Mortgage rates worsened Wednesday after Fiscal Cliff talks made progress. Thursday is a good time to lock a mortgage rate. Rates may rise next week.
November 27, 2012
Mortgage rates improved Tuesday and appear ready to drop Wednesday, too. Rates can't fall forever, though. It's time to lock something in.
November 26, 2012
Mortgage rates improved Monday for loans of all types -- FHA, VA, USDA, conforming and jumbo. The time is right to lock.
November 26, 2012
"No Appraisal Needed" mortgage programs are growing even as the ranks of underwater homeowners shrink nationwide. Refinance today via HARP, FHA, VA or USDA.
November 26, 2012
Floating a mortgage rate, shopping for one, or planning to use the FHA Streamline Refinance? Get your loan in-process today. Here's why.
November 25, 2012
Has your home value dropped but not your real estate tax bill? File an appeal. More than 50% homeowners win. Here's how to do it.
November 23, 2012
Home supply dropped to 5.4 months in October 2012 as the number of homes for sale dropped 22%.
November 22, 2012
The housing market's recovery is influencing the broader U.S. economy. As housing improves through 2013, the economy may move to high gear.
November 22, 2012
Foreclosure activity slips nationwide, creating a scarce market. And, with homes selling for 20% off, demand for forecloses remains high.
Most Popular Posts
October 8, 2015
U.S. homeowners are eligible for tax credits and tax deductions from the IRS. Maximize your tax return claims. Complimentary mortgage rate quotes available. Updated for 2015.
January 28, 2017
Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.
January 19, 2016
About the Fannie Mae HomePath Mortgage program plus details for getting approved. Read more about HomePath. Get today's live mortgage rates.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
February 1, 2016
Experts said mortgage rates would over 4.5% by now. They're not. They're in the 3s. What will happen in February, though? Is now the time to lock?
June 13, 2017
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.
January 26, 2015
For the first time in more than a decade, the FHA has lowered its mortgage insurance premiums (MIP). Complete analysis and review, plus a complimentary FHA rate quote.
November 9, 2015
You'll need a good FICO to access today's best mortgage rates. How to shop for a loan and get your credit pulled without lowering your overall credit score.
April 8, 2015
Fannie Mae's Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.
September 9, 2016
Another low-downpayment option is available to today's home buyers. The 97% LTV program can be used to refinance, too. Q&A plus access to live rate quotes.
May 12, 2017
About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.
June 7, 2017
Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.
January 2, 2017
Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.
May 26, 2016
It's easier than ever to get a mortgage loan approved, but certain behaviors can ruin your loan-in-process. A detailed list, plus access to today's rates.
June 22, 2017
Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.
January 17, 2017
About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.
September 7, 2016
Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates.
April 12, 2017
You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.
March 10, 2017
A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
March 5, 2014
You don't need a 20% downpayment to buy a home. Mortgage guidelines are loosening and mortgage rates are low. Read more and get today's rates.