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September 10, 2017
Is it harder to get a mortgage with a disability? No; it can actually be easier, thanks to the wide array of assistance available for down payments, closing costs, and accessibility.
September 9, 2017
If your mortgage application is not the strongest, a non-bank mortgage lender might be better than a mortgage bank. Their standards are lower according to a new study.
September 8, 2017
Equifax data breach sparks firestorm of consumer concerns 143 million. That's how many U.S. consumers are potentially affected by a data breach of consumer credit reporting agency Equifax. Nearly two-thirds of the adult U.S. population. The disturbing thing about the latest breach — in what seems to be a neverending stream of breaches — is that thieves had […]
September 8, 2017
Mortgage rates are approaching 2016 levels, but homeowners haven't heard. Four reasons homeowners are missing out on today's rates.
September 8, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
September 8, 2017
Common reasons why home purchase attempts fail, and how you can avoid being the 1-in-25 home buyers whose transactions don't go through.
September 7, 2017
To find better home values, you may not get to buy in your first choice area. But a smart buy today may get you where you want to be tomorrow.
September 7, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
September 7, 2017
The king and queen of entertainment just took on a huge monthly payment -- more than the average American spends on an entire house.
September 6, 2017
When you shop for a mortgage, you compare interest rates and loan costs and terms using the Loan Estimate (LE). But how can you do this without a property address, when lenders won't provide an LE?
September 6, 2017
When you buy a house, you may be competing against many other people. Should you waive contingencies to make yourself a more attractive buyer?
September 6, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
September 5, 2017
An FHA mortgage might be your best route to homeownership. Today, however, FHA loans face competition from other products, and one of them might be a better fit for you.
September 5, 2017
Certain mortgage programs are designed to get lower credit applicants into homes. Find out which programs you should target as a home buyer with a low score.
September 5, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
September 4, 2017
Natural disasters frequently affect real estate markets where they occur. But Hurricane Harvey's impact could be far more wide-reaching.
September 4, 2017
Self-employment alone won't stop your mortgage approval. You just need to know how lenders look at your income as a self-employed applicant.
September 4, 2017
The bank statement loan is perfect for those with a lot of income, but not a lot of the tax-return-documented kind.
September 4, 2017
Mortgage lenders are giving their lowest rates to buyers showing certain documentation. See what you'll need, and get access to complimentary mortgage rate quotes.
September 3, 2017
What determines the your mortgage rate when you buy or refinance a home? The lender's pipeline (amount of business it has) is one factor. But one that you may be able to ignore.
Most Popular Posts
October 8, 2015
U.S. homeowners are eligible for tax credits and tax deductions from the IRS. Maximize your tax return claims. Complimentary mortgage rate quotes available. Updated for 2015.
August 8, 2017
Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.
January 23, 2016
About the Fannie Mae HomePath Mortgage program plus details for getting approved. Read more about HomePath. Get today's live mortgage rates.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
February 1, 2016
Experts said mortgage rates would over 4.5% by now. They're not. They're in the 3s. What will happen in February, though? Is now the time to lock?
June 13, 2017
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.
January 26, 2015
For the first time in more than a decade, the FHA has lowered its mortgage insurance premiums (MIP). Complete analysis and review, plus a complimentary FHA rate quote.
November 9, 2015
You'll need a good FICO to access today's best mortgage rates. How to shop for a loan and get your credit pulled without lowering your overall credit score.
April 8, 2015
Fannie Mae's Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.
September 9, 2016
Another low-downpayment option is available to today's home buyers. The 97% LTV program can be used to refinance, too. Q&A plus access to live rate quotes.
May 12, 2017
About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.
July 31, 2017
Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.
January 2, 2017
Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.
May 26, 2016
It's easier than ever to get a mortgage loan approved, but certain behaviors can ruin your loan-in-process. A detailed list, plus access to today's rates.
June 22, 2017
Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.
January 17, 2017
About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.
July 28, 2017
Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates.
April 12, 2017
You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.
March 10, 2017
A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
March 5, 2014
You don't need a 20% downpayment to buy a home. Mortgage guidelines are loosening and mortgage rates are low. Read more and get today's rates.