Learn how HECM mortgage insurance protects borrowers, supports reverse mortgage payments, and helps keep the program stable.

PMI mortgage insurance is a necessary evil if you buy or refinance more than 80 percent of your property value. But there are are things you can do to reduce what you pay.

Is it worth it to refinance for 1 percent? What about 0.5 percent? Learn when refinancing is worth it — and when it's not.

While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.

Can you negotiate mortgage rates? Yes, you can and should negotiate lower rates. Here are mortgage negotiating strategies that actually work.

Wondering if a reverse mortgage is a good idea? Learn who benefits most, key requirements, and the best alternatives before making your decision.

Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here.

An assumable mortgage lets you take over an existing loan at its current interest rate and terms. When is an assumable mortgage a good idea?

If you're looking to save on your mortgage payment, here are four ways to get rid of PMI on a conventional loan. Get started today.

When you’re preparing to buy a home, understanding how to get a mortgage is essential - including how much it'll cost you each month.

Learn how the mortgage refinance process works. This step-by-step guide takes you from application to closing day.

In this episode of The Mortgage Reports Podcast, a loan officer explains what mortgage insurance is and how it works.

Timing your mortgage refinance correctly can lead to big savings. Here's how to choose the best day to close on a refinance.

DTI, your 'debt-to-income ratio,' includes taxes and insurance as part of your mortgage payment. Here's how to find your DTI with taxes and insurance.

PITI stands for Principal, Interest, Taxes, and Insurance: the 4 parts of your monthly mortgage payment. Find out why your PITI payment matters.

At a mortgage closing, you typically pay mortgage costs and escrow

It is difficult to avoid mortgage insurance if you buy a home with less than 20 percent down. But it's possible. There are also many ways to pay less for mortgage insurance, and we're going to show you how.

Mortgage insurance may be a necessary evil, but it has more benefits than you know. Here's how to use mortgage insurance, and how to get rid of it.

A mortgage calculator should let you determine much more than a monthly payment. Look at all affordability factors with these little-known features.