While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.

This cash-out refinance guide explains how a cash-out loan works, as well as cash-out refinance requirements and rates.

Explore modern alternatives to stated income loans. Discover bank statement, asset depletion, and investor loans.

No income verification refinance loans are a thing of the past. But current refi programs and non-QM loans may be able to help you.

First-time home buyer government programs include special loan options, down payment assistance, and homebuyer education. Learn more here.

The VA cash-out refinance lets you refinance up to 100% of your home's value, cash-out equity, and lock in a lower interest rate on your new loan.

Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.

Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here.

Learn how to shop for a mortgage lender in six simple steps. Discover key tips and strategies to compare quotes and find the best loan available.

While there is no VA home equity loan, military borrowers have options to access home equity — including the VA-cash out refinance program.

Want to buy a vacation home? Start here to learn about second home mortgage requirements and interest rates.

How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.

Self-employed and need a mortgage? Discover self-employed mortgage requirements, income documentation tips, and today’s top lender rates.

You almost always need a new appraisal to get a HELOC. But the appraisal can actually work in your favor if your home's value has gone up.

Uncover current HELOC rates, learn about credit limits and APRs, and discover the factors that affect the rates borrowers are offered.