Mortgage Strategy - Page 13

When Freddie Mac published its latest mortgage rate forecast on May 15, it contained good news for homeowners and homebuyers alike. It reckons mortgage rates will probably rise only a little between now and the end of 2020.

FHA or USDA mortgages, which should you choose? It’s not an easy question and there’s no single answer which is right for everyone. But it’s a question many borrowers should ask. The right answer can mean big mortgage savings.

Is your ARM about to adjust? You may want to refinance out of it. With LIBOR rates rising, ARMs are adjusting to their highest point in more than 6 years.

The latest tax law changes may catch homeowners off guard when filing their 2018 returns. Here is what you need to know about 2018 taxes for homeowners.

Your credit union might offer a good deal on a mortgage when you buy or refinance. Or not. Here's what you need to know about credit union mortgages, and how to get the lowest rate no matter who provides your financing.

The Freddie Mac HomeOne program removes income and geographic restrictions from its 3% down loan. Buyers can qualify for a low down payment even without low-income status.

Don't think you'll ever have the cash to buy a house? Use this guide to learn how to save for a house—and sooner than you think.

It doesn't take a fortune to get started in real estate investing. Choose an affordable market and employ these strategies to minimize your out-of-pocket expense.

Mortgage reserves to buy a home are funds that you will have after closing. So you can make your payments if your income stops temporarily or you have an unexpected financial emergency.

If you want to get the best mortgage rate available to you, many consumer finance experts that you compare mortgage rates from competing mortgage lenders. And the easiest way to do this is usually by completing a form on a website dedicated to mortgage shopping.

What's happening with the government shutdown and mortgage closings? Find out how you will (or won't) be affected.

Government shutdown victims and others can find ourselves in impossible financial difficulties where we face a late mortgage payment. Here's what to do.

"Should I refinance my mortgage?" An analytical look at reasons to refinance, plus how to lock today's mortgage rates with no closing costs.

Getting approved for a new mortgage after bankruptcy can happen in as little as one year.

Here's how to find out how much mortgage you can qualify for. Use our simple calculators to estimate your budget.

Owning a rental building and living in it can be an excellent way to save money on your mortgage, while building home equity for your future. How to do it.

Second home sales reached nearly 1 million in 2015. Financing options are now easier to find and buyers are finding solid value in leisure residences.

Second home / vacation property buyers can now occasionally rent the home, and qualify for lower second home mortgage rates. Read about this new rule.

A change in the way credit card debt is calculated makes it easier for to get mortgage-qualified. Read more about the change and see today's live mortgage rates.

It's an age-old question: Should you get a cash-out refinance (but be placed into a higher rate) or get a HELOC? The better option in some cases, surprisingly, is a full cash-out. Here's when you should consider it.