Mortgage Strategy

Mortgage rates reached a 22-year high in September. Will borrowers get some relief in October 2023? Here's what the experts think.

Ready to stop paying FHA mortgage insurance? Here’s everything you should know about FHA PMI removal. Get started here.

See current mortgage assistance programs that can lower your monthly mortgage payment or provide other forms of homeowner relief.

Mobile home refinancing is possible, as long as your home meets certain requirements. See manufactured or mobile home refinance options here.

You can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.

A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?

The home loan origination fee is the sum you pay to your mortgage lender for processing and approving your loan. Discover more here.

It's not always easy to remove someone from a mortgage, but it's possible. Here are several strategies you can try.

High debt payments make it harder to get approved for your mortgage. But you can learn how to get a loan with a high debt-to-income ratio.

The 2023 housing market finds itself in a unique spot, with high mortgage rates causing a "reverse crash."

Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best deal.

Between the lack of for-sale listings and high interest rates, many wonder if they should hold off on home buying until conditions change.

A cash-out refinance can be a good solution to your cash flow needs but it may not be the cheapest. Learn how to get equity out of your home without refinancing.

If you don't fit into a traditional financial profile, non-qualified mortgages can be a way to still become a homeowner.

Want to buy a vacation home? Start here to learn about second home mortgage requirements and interest rates.

Learn how to qualify for first-time home buyer grants and loan programs that make home buying more affordable.

Savvy mortgage shoppers get the lowest interest rates and often save thousands. Learn how to shop for mortgage rates quickly and efficiently.

When you no longer have a mortgage, you can use that money to invest, work less or retire early. See how you can pay it off quickly.

Here are three ways to avoid PMI without 20% down, including lender-paid mortgage insurance, piggyback loans, and no-PMI loans,

There are a few ways to get a loan on a home you own outright. These include cash-out refinancing, home equity loans, and HELOCs.