FICO & Credit Scores - Page 4

Raise your FICO score this year with little-known but effective strategies. Pay less for your mortgage, and get qualified when you thought you couldn't.

Do you have to pay off old debt to get a mortgage? It depends on your loan, the type of collection account and the state in which you live.

Can you qualify for a mortgage with (big) medical collections? Sometimes, because medical collections are different than other accounts.

New mortgage credit guidelines can help you qualify for a home loan if you have liens or judgments in your credit history.

If your mortgage credit report has limited data, don't despair. Mortgage lenders are much more accepting of non-traditional credit today.

A 580 score doesn't disqualify you from getting a mortgage. But it does make it more challenging. Strategies to get approved despite "dinged" credit.

Credit, not cash, is king when getting a mortgage. But if your spouse terrible credit, can you still buy or refinance? Actually, yes.

Having fair credit can cost you significantly more than having good credit. Luckily, it's not hard to move up a level.

It's not that hard to raise your credit score, and the benefits are huge. Here's how to improve your credit score from poor to fair.

Paying off a collection account isn't always the smartest move. How to deal with collection accounts when applying for a mortgage.

You don't need a 720 credit score to qualify for a mortgage. FHA lenders are lowering credit score minimums by the day.

Take steps to boost your FICO score before applying for your next mortgage. Better scores mean lower mortgage rates and better terms. Today's rates, too.

Lenders will start accepting a new credit scoring method that could result in higher consumer scores and more mortgage approvals.

Authorized User accounts can affect your credit score -- good or bad. Know how they work, and how to work them to your advantage. Improve your FICO today.

You can get mortgage-approved with credit scores as low as 500. However, with some simple steps, you can improve your FICO by a lot. Easy-to-follow tips.

Keeping a decent credit score can help you get access to better, lower mortgage rates. Free advice to help you boost your credit scores quickly.

A new FICO scoring method is expected to raise credit scores by 25 points, at minimum; and 100 points at maximum. Read more and get a live rate quote now.

Lenders are lowering credit score requirements. Read more on today's minimum required FICO scores, and get a live mortgage rate quote.

A new FICO credit scoring model will raise borrower credit scores. Analysis of the changes, plus today's live mortgage rates.