RefinanceApril 28, 2022Credit score needed to refinance: Rules by loan typeYou don't need a perfect credit score to refinance. Here are the credit scores needed to refinance with each major loan type.
FICO & Credit ScoresDecember 17, 2021Mortgage shopping with a 640 credit score? You have optionsCan you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender.
FICO & Credit ScoresDecember 13, 2021Use a “rapid rescore” to qualify for a mortgageA rapid rescore can raise your credit score by 100 points or more within days. It is an important tool for home buyers with fixable credit issues.
First-Time Home BuyersNovember 30, 2021How to use a co-borrower for mortgage loans in 2024It's tough to buy a house with low income or poor credit, but using a co-borrower for a mortgage loan can help. Here's how co-borrowers work.
FICO & Credit ScoresNovember 11, 2021Don’t fear multiple credit inquiries when mortgage rate shoppingYou may not get dinged for multiple credit inquiries when shopping for a mortgage, as long as you follow these guidelines.
FICO & Credit ScoresNovember 11, 2021Tips for getting a mortgage with a 680 credit scoreIf you're looking for rates that "good credit" can get you, click through to see loan options and mortgage rates for a 680 credit score.
Buying a homeJuly 16, 2021Expert tips for buying a house with bad credit (Podcast)Buying a house with bad credit can be challenging — but it's not impossible. Here are a few expert tips to successfully get a mortgage with lower credit.
RefinanceMay 24, 2021How refinancing affects your credit score, and vice versaDoes refinancing hurt your credit? Done correctly, the effects of refinancing should be tiny. But you need to know how to protect your score.
FICO & Credit ScoresApril 28, 2020Free credit reports are now available weekly instead of yearly. Here’s how to get yoursBecause of coronavirus, free credit reports are now available on a weekly basis from Equifax, Experian, and TransUnion. Here's how to get yours.
FICO & Credit ScoresMarch 23, 2020COVID-19 dubbed a “natural disaster” by U.S. credit agencies. Take steps now to protect your financesCOVID-19 has been labeled a "natural disaster" by credit agencies. Here's what the government is doing to help credit scores and how to protect yourself.
Buying a homeOctober 10, 2019The top two reasons mortgage applications were denied in 2018, and how to avoid themThere are two main reasons that people who apply for mortgages get denied. Know the pitfalls so you can avoid them and get approved sooner.
Personal LoansJune 20, 2019How to use a personal loan for debt consolidationThis emerging financial tool is helping more consumers by the day. If used correctly, personal loans can help tame debt and make it more realistic to become debt-free.
About MortgagesApril 30, 2019FHA credit score eligibility: How low does FHA go?FHA credit score eligibility depends on just a few special numbers. That, at least, is the quick take. But if you look deeper you can see that the relationship between FHA mortgages and credit scores is more complicated.
FICO & Credit ScoresJanuary 31, 2019Guide to improving your credit scoreYour mortgage rate depends heavily on your credit score. And because the mortgage is usually your largest debt, improving your credit score could save you more than you think. In fact, the consumer with good credit could save enough while paying their mortgage to buy a car. With cash.
Economic NewsJanuary 26, 2019Shutdown lessons: How much emergency savings should you have?The shutdown of the US government, and the financial difficulties furloughed workers face highlights the need for emergency savings. How much do you need, and how do you get it? Find out here.
Mortgage NewsJanuary 11, 2019Mortgage shutdown problems: If you’re furloughed and face a late mortgage paymentGovernment shutdown victims and others can find ourselves in impossible financial difficulties where we face a late mortgage payment. Here's what to do.
FICO & Credit ScoresDecember 27, 2018Higher credit scores likely in 2019 and here’s whyExperian promises higher credit scores if only you will give them access to your bank account. Remember, these are the people who had security problems with more than 100 million accounts...
FICO & Credit ScoresNovember 6, 2018New standards mean higher credit scores for millionsRecent changes to credit scoring mean mean higher scores for millions of borrowers.
Buying a homeOctober 31, 2018Do you need good credit to buy a home? [Video]You don't need great credit to buy a house. In fact, credit scores of just 580-620 can often qualify for a mortgage.
FICO & Credit ScoresOctober 11, 2018When should you authorize (or not authorize) a credit pull?Mortgage lenders require a credit pull when you apply for a home loan. But that doesn't mean you should allow them all to check your credit report.
