Tim Lucas, Editor

Conforming loan limits for 2025 climbed by 5.2%, setting the new threshold at $806,500 in most parts of the United States.

The FHA 203k loan is a home improvement loan available in all 50 states. Learn the major benefits, plus some things to watch out for.

Learn how the FHA cash-out program works, including FHA cash-out refinance guidelines, loan limits, and interest rates.

Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here.

Learn how to cash-out refinance investment property and access equity for your portfolio’s growth. Enhance your investment's value now!

Learn how to find your best refinance rate and maximize the savings on your new home loan. Here are seven actionable steps to take.

Learn how a VA loan helps veterans buy a home with no down payment and low rates. Explore VA loan benefits and requirements.

The VA cash-out refinance lets you refinance up to 100% of your home's value, cash-out equity, and lock in a lower interest rate on your new loan.

Learn about USDA loans and their key benefits: no USDA loan down payment and affordable USDA closing costs.

The USDA loan approval process is much like other loan types. Learn about the step-by-step process and timeline for getting a USDA loan.

Seeking budget-friendly property tax havens? Here are the top 10 cities where you'll pay the lowest property taxes.

Looking for affordable housing options? Discover seven vibrant cities where your total house payment could be $1,100 or less.

A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%.

VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Here's how to find the best deal.

These strategies can help you get a mortgage as a travel nurse by overcoming outside-the-box income and employment situations.

Low-income home loans are gaining popularity in today's market. Here are six loan options to help you buy a house with low income.

The best type of home loan is different for each buyer. Compare low- and no-down-payment loans to find the best mortgage for you.

Find your perfect home on a $40,000 income. Dive into our list of top cities where affordability meets your dream of owning a house.

Looking to break free from a $100K debt burden? Explore cost-effective havens that empower your financial freedom.

Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.