Articles by Peter Warden - Page 30

Experts don't advise tapping equity for holiday spending. But there are wise uses for home equity that can improve your finances this season.

A lower interest rate can drop your mortgage payment and boost your home-buying budget. These loan types offer lower rates in today's market.

A HELOC works a bit like a credit card; it's a revolving line of credit tied to your home equity that you can use, repay, and reuse as needed.

Bank statement loan lenders can help self-employed mortgage borrowers qualify for home loans. Here's how to find a safe bank statement loan.

Private mortgage insurance (PMI) is an extra monthly cost that protects your lender. But it lets you buy a house without 20% down.

Borrowers need to verify income for a home loan, but lenders have different rules. Learn about what counts as income for a mortgage loan.

A home appraisal protects you and your lender from paying too much for a home. Here's what to expect and how much an appraisal costs.

There are many renovation loan options, including loans to buy a fixer-upper or renovate a home you already own. Here's how to choose.

It's possible to buy a home in the U.S. as a green card holder, nonpermanent resident, DACA recipient, or asylee. Here's how.

A down payment is your out-of-pocket contribution when you buy a home. Learn how the down payment works and explore your down payment options.

Quicken Loans mortgage review showing how Quicken compares to other top lenders for mortgage rates, customer service, and loan options.

Many lenders impose a minimum mortgage amount of $100,000 to $150,000. But you may find a smaller loan if you shop around.

Chase mortgage review showing how Chase Bank compares to other major lenders for mortgage rates, customer service, and loan options.

Mr. Cooper mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loan options.

NBKC mortgage review showing how NBKC compares with other top lenders for mortgage rates, customer service, and loan options.

Freedom Mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loans offered.

More and more home buyers are opting for adjustable-rate mortgages. And with ARM rates holding low, it's easy to see why.

Movement Mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loan options.

Is it cheaper to build or buy a house? That depends on many different variables. Here's how to compare the cost to buy vs. build a home.

The average down payment on a house is less than 20 percent. In fact, the median for younger home buyers is just 8-10% down.