Articles by Peter Miller - Page 7

Mortgage processing fees and other costs vary by program and lender. And you, the borrower, also have control over what you pay. Higher rates cost less, and lower rates cost more.

Only the government's web site, annualcreditreport.com, offers your credit history for free without strings attached. Its free credit report is a good way to protect yourself from identity theft and ugly surprises when applying for a job or loan.

If you're asking "How do I get a credit report?" you have come to the right place. It's not that hard, and may even be free.

Today's home technology, aka "smart home" brings up new issues when you buy or sell. How do you transfer services and protect your own information?

Does checking your credit score hurt your credit? Not if you do it right.

The 820 credit score is the gold standard if you're applying for a mortgage or any other loan. How much can you save by improving your score?

A home inspection is not fun or sexy. But, like health insurance, pulling weeds and annual checkups, it can save you money, prevent mistakes and increase your chances of long and successful home ownership.

How to get approved for an apartment? Have the income (about three times the rent), decent credit and references.

Trying to afford your first apartment or house? Follow these tips to negotiate lower rent.

What happens if you break a lease? Expect repercussions. But here's how to handle and avoid them if possible.

The best apartment finder websites can make searching for an affordable and comfortable place easier. Here's a list of sites and tips for using them fully.

Good news for those who pay private mortgage insurance (PMI) premiums on their mortgage. They are still tax deductible -- for now.