Articles by Peter Miller - Page 10

HUD homes are foreclosure properties that were financed with FHA mortgages. These FHA homes for sales can be purchased at discount and can make good investments.

Rising home prices this year could mean another real estate boom -- or another real estate bubble. How can you tell?

Many people with fair credit think they can't get a mortgage. But there is some good news: You can get a mortgage with fair credit.

If you switch mortgage lenders during an application, you may be concerned about the effect it would have on your credit. Don't worry; switching the righ way won't harm your credit or loan application much.

HOA dues are an expense that can sink many loan applications and derail personal finances. This is especially true for first-time buyers and those with marginal finances.

The home appraisal adds extra time and cost to a home purchase or refinance. Fortunately, not all mortgages require them.

Do mortgage brokers still have a place in American real estate financing? Or did the housing crisis a few years ago make it clear they have outlived their usefulness?

Mortgage rates in 2017 are probably headed higher, if you believe most analysts. However, they also predicted higher rates in 2016, and they were wrong.

FHA insurance premiums have fallen from .85 percent for most people to .60 percent. That's a nice chunck of change, but it may not be the last reduction we see.

Rising mortgage rates don't have to scare you. Here's how to deal with them.

FHA mortgage insurance premiums, or MIP, were created to reimburse mortgage lenders when borrowers default. Now the fund has a surplus, so consumers might get lower mortgage insurance this year.

FHA's 203(k) refinance helps you pay for major home improvements when you refinance, even if you have little or no home equity.