Articles by Erik J. Martin - Page 2

An FHA construction loan lets you buy land, build a house, and finance a mortgage — all with one loan. Learn more about the process here.

Some of the best home improvement loans include HELOCs, home equity loans, the FHA 203k, and cash-out refinancing. Here's how they compare.

Discover how closing cost assistance can save you thousands. Learn about grants, loans, and programs to reduce your home buying expenses!

Is it worth it to refinance for 1 percent? What about 0.5 percent? Learn when refinancing is worth it — and when it's not.

We analyzed top mortgage lenders to find the best refinance rates. Compare offers and lock in your lowest mortgage refinance rates.

Mobile home refinancing is possible, as long as your home meets certain requirements. See manufactured or mobile home refinance options here.

Buying a house with a friend can be a smart move, but it comes with unique challenges. Explore the pros, cons, and expert tips for co-owning a home with a friend.

Explore the cost of a new roof, signs you need one, and financing options to make your roof replacement affordable.

Tiny home vs ADU: Which is right for you? Dive into the differences, benefits, and challenges of each housing option to find the perfect fit.

Curious about multi generational homes? Dive into our expert insights on this increasingly popular living arrangement.

From restrictions to community guidelines, understand why knowing your CC&Rs matter before you buy a home.

Buying a house with parents can be the key to affording your first home. Here's how to navigate the process.

They say the kitchen is the most important and valued room in the house. But how much does a kitchen remodel cost? Find out here.

Wish you had a mini home separate from the main residence on your property? Learn about adding an accessory dwelling unit.

Close to reaching your mortgage forbearance end date? Learn about your extension options and how to plan for what comes next.

It's tough to buy a house with low income or poor credit, but using a co-borrower for a mortgage loan can help. Here's how co-borrowers work.

How do presidential elections affect real estate? Learn how this year's presidential election can impact the housing market.

When it comes to VA loans vs. conventional loans, it's often an easy choice: VA, if you're eligible. But your situation could be different.

A VA construction loan lets you buy land, build a home, and finance the mortgage with 0% down. Learn more here.

Your mortgage FICO score has a big impact on your home loan. Use these ten tips to improve your credit score before you apply.