Articles by Erik J. Martin - Page 2

Mortgage rate optimism rises with Fed rate cuts, economic growth, and a recovering housing market in 2025.

The National Homebuyers Fund can help cover down payment and closing costs up to 5% of the loan amount. Here's how apply and qualify for aid.

First-time home buyer government programs include special loan options, down payment assistance, and homebuyer education. Learn more here.

Texas has special rules for accessing home equity. If you're a homeowner in the Lone Star state, knowing these laws will give you a leg up.

Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.

How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.

Unlock your home equity with a Texas cash-out refinance. Learn about the current rules, requirements, and how to get started today!

An FHA construction loan lets you buy land, build a house, and finance a mortgage — all with one loan. Learn more about the process here.

Some of the best home improvement loans include HELOCs, home equity loans, the FHA 203k, and cash-out refinancing. Here's how they compare.

Discover how closing cost assistance can save you thousands. Learn about grants, loans, and programs to reduce your home buying expenses!

Is it worth it to refinance for 1 percent? What about 0.5 percent? Learn when refinancing is worth it — and when it's not.

We analyzed top mortgage lenders to find the best refinance rates. Compare offers and lock in your lowest mortgage refinance rates.

Buying a house with a friend can be a smart move, but it comes with unique challenges. Explore the pros, cons, and expert tips for co-owning a home with a friend.

Explore the cost of a new roof, signs you need one, and financing options to make your roof replacement affordable.

Tiny home vs ADU: Which is right for you? Dive into the differences, benefits, and challenges of each housing option to find the perfect fit.

Curious about multi generational homes? Dive into our expert insights on this increasingly popular living arrangement.

From restrictions to community guidelines, understand why knowing your CC&Rs matter before you buy a home.

Buying a house with parents can be the key to affording your first home. Here's how to navigate the process.

They say the kitchen is the most important and valued room in the house. But how much does a kitchen remodel cost? Find out here.

Wish you had a mini home separate from the main residence on your property? Learn about adding an accessory dwelling unit.