Articles by Erik J. Martin - Page 3

You used to need a 20% or 30% down payment to get a jumbo mortgage. But today, you can find jumbo loans as low as 5% down and no mortgage insurance.

This cash-out refinance guide explains how a cash-out loan works, as well as cash-out refinance requirements and rates.

Should you rent or sell your first home while purchasing another? Read on for expert tips and considerations to help you navigate this crucial decision.

The Freddie Mac Home Possible mortgage is a low-down-payment loan program meant to help low-income families buy or refinance a home.

Correspondence titled "Report of available funds letter" or "You qualify for an MIP reduction" are just advertisements. Learn more here.

Curious about real estate co-ops? Learn how co-ops function, their benefits, and why they're an appealing option for homebuyers.

Discover how changing your current mortgage to an Adjustable Rate Mortgage (ARM) can offer flexibility, potential cost savings, and strategic financial advantages.

Explore Florida housing market predictions for the next 5 years, and gain valuable knowledge to make informed decisions in this dynamic market.

Uncover expert predictions and trends set to influence real estate in the Sunshine State in the coming year.

Get ahead of the real estate game as we unveil our comprehensive real estate forecast for the next 5 years.

Interested in borrowing from your equity? Learn how home equity loans work and what you need to qualify for one.

Looking to sell your house fast? Our experts share invaluable tips and proven techniques to accelerate your home sale.

Discover the pros and cons of conventional home loans and why many sellers prefer them over government-backed ones.

If you're wondering whether you can buy a house without a Realtor, the short answer is yes. You can certainly buy a house without one.

Between the lack of for-sale listings and high interest rates, many wonder if they should hold off on home buying until conditions change.

When it comes to access to needed cash, is it better to use a HELOC or a credit card? Read on for pros and cons of a HELOC vs credit card.

Good news for homeowners: equity across the country keeps growing. Which way of leveraging it is best for you?

With high costs deterring many potential home buyers, check out the most affordable housing markets according to Attom.

Will home buying and selling get easier in 2023's second half? Eight experts weigh in and give their housing market predictions and advice.

Will mortgage rates finally come down over 2023's second half? Eight experts weigh in and give their interest rate predictions.