Articles by Erik J. Martin - Page 3

VA loan co-signers are allowed. But the co-signer must be your spouse and/or another VA-eligible borrower. Learn more about VA loan co-signers here.

The Chenoa Fund helps home buyers with down payment assistance worth 3.5% of the purchase price. Find out whether you might qualify for aid.

Discover how the Good Neighbor Next Door program offers teachers, law enforcement officers, firefighters, and emergency medical technicians the opportunity to purchase homes at a significant discount.

Wondering if home prices will drop in 2024? Gain a deep understanding of the factors that impact home prices and make an informed decision about your homeownership journey.

Thinking about selling your house? Don't miss our guide on commissions – the essential piece of the real estate puzzle.

Buying a home requires making sacrifices and getting your financial house in order. Learn how to increase your chances of mortgage approval.

You used to need a 20% or 30% down payment to get a jumbo mortgage. But today, you can find jumbo loans as low as 5% down and no mortgage insurance.

Should you rent or sell your first home while purchasing another? Read on for expert tips and considerations to help you navigate this crucial decision.

The Freddie Mac Home Possible mortgage is a low-down-payment loan program meant to help low-income families buy or refinance a home.

Correspondence titled "Report of available funds letter" or "You qualify for an MIP reduction" are just advertisements. Learn more here.

Curious about real estate co-ops? Learn how co-ops function, their benefits, and why they're an appealing option for homebuyers.

Discover how changing your current mortgage to an Adjustable Rate Mortgage (ARM) can offer flexibility, potential cost savings, and strategic financial advantages.

Explore Florida housing market predictions for the next 5 years, and gain valuable knowledge to make informed decisions in this dynamic market.

Uncover expert predictions and trends set to influence real estate in the Sunshine State in the coming year.

Get ahead of the real estate game as we unveil our comprehensive real estate forecast for the next 5 years.

Interested in borrowing from your equity? Learn how home equity loans work and what you need to qualify for one.

Looking to sell your house fast? Our experts share invaluable tips and proven techniques to accelerate your home sale.

Discover the pros and cons of conventional home loans and why many sellers prefer them over government-backed ones.

If you're wondering whether you can buy a house without a Realtor, the short answer is yes. You can certainly buy a house without one.

Between the lack of for-sale listings and high interest rates, many wonder if they should hold off on home buying until conditions change.