Articles by Erik J. Martin - Page 14

The costs of owning a home may surprise you if you're a first-timer. House expenses should be part of your budget when you buy a home. Costs of home ownership are manageable if you plan ahead.

How much down payment do you need for a house? The average down payment is much less than the 20 percent you think you need.

Do you need bad credit mortgages just because you have no credit score? Not unless your credit history is actually bad. Here's what you need to know.

Whether you call it a purchase agreement, real estate contract, or home purchase agreement, this document is one of the most important things you'll sign in your life. Here's how to get it right.

It's easier to buy a home when you earn more money. This post shows you how to ask for a raise before you apply for a mortgage.

Making extra mortgage payments sounds like a great idea. But other factors should weigh into the decision, like savings goals and current mortgage rates.

Don't get an ugly surprise when you apply for a mortgage. Here are the steps to remove derogatory items on my credit report

If you have never lived in your own place before, check out these moving tips for new renters. You're sure to find money- or time-saving ideas right here.

Making an offer on a home is challenging enough if you have seen it. But what about if you haven't? Here's how to compete in a seller's market while still protecting yourself.

The first-time home buyer is in the real estate market in a big way because of low interest rates and booming employment.

If you want to buy a new home, you may be having trouble finding an affordable property. But builders are increasing affordable home production, so you may have more opportunity in the near future.

Home prices are higher overall. But that does not necessarily mean housing has become less affordable.

New tax cuts for landlords mean that if you don't actively manage rentals yourself, the government has a present for you in the form of a 20 percent deduction.

Buy or rent? That's the question, and in most parts of the country, the answer is "Buy."

Selling a home? Then get to know your buyers -- on a first-name basis.