Articles by Erik J. Martin - Page 14

If you need cash, your home could provide it. Before borrowing, learn about the home equity loan vs line of credit, or HELOC.

As a renter, you bore little responsibility for home maintenance. But now, you are your own landlord. Here are the essential tasks you'll have to perform yourself or pay someone else to do.

Do you get your security deposit back? It depends. Protecting your security deposit is important, or you may have to kiss it goodbye when you terminate a lease, Here is what you need to know.

How to fire your real estate agent if he or she is not getting the job done. In many cases, it's not that hard to do.

The costs of owning a home may surprise you if you're a first-timer. House expenses should be part of your budget when you buy a home. Costs of home ownership are manageable if you plan ahead.

How much down payment do you need for a house? The average down payment is much less than the 20 percent you think you need.

Do you need bad credit mortgages just because you have no credit score? Not unless your credit history is actually bad. Here's what you need to know.

Whether you call it a purchase agreement, real estate contract, or home purchase agreement, this document is one of the most important things you'll sign in your life. Here's how to get it right.

It's easier to buy a home when you earn more money. This post shows you how to ask for a raise before you apply for a mortgage.

Making extra mortgage payments sounds like a great idea. But other factors should weigh into the decision, like savings goals and current mortgage rates.

Don't get an ugly surprise when you apply for a mortgage. Here are the steps to remove derogatory items on my credit report

If you have never lived in your own place before, check out these moving tips for new renters. You're sure to find money- or time-saving ideas right here.

Making an offer on a home is challenging enough if you have seen it. But what about if you haven't? Here's how to compete in a seller's market while still protecting yourself.

The first-time home buyer is in the real estate market in a big way because of low interest rates and booming employment.

If you want to buy a new home, you may be having trouble finding an affordable property. But builders are increasing affordable home production, so you may have more opportunity in the near future.

Home prices are higher overall. But that does not necessarily mean housing has become less affordable.