Articles by Erik J. Martin - Page 13

Considering a cash-out refinance for renovation? Here's what you need to know about options for financing home improvements.

Student loans do not automatically disqualify you from home buying. Learn strategies to overcome high student debt and get a mortgage pre-approval.

Buy a foreclosure and save money. In these top towns, your profit potential is higher, so consider them.

Buying a home after foreclosure is possible. If you're a former homeowner who wants to buy a again, find your options here.

Is it time to sell your home? Maybe, if you want to downsize, lock in your profits, spend less for housing,

Your final loan documents and other paperwork obligate you to your home purchase and mortgage. Here;s how to read them before signing.

Mortgages mean paperwork. But except for the most important, you don't need to read or keep all of the mortgage loan documents you see. Here's how the process normally goes, and how to deal with print fine and large.

Your home closing may also be called the day of funding. That's when the lender reviews your file, determines that all requirements for underwriting and auditing have been met, and wires the funds to the title company.

FHA appraisal requirements and those of other government-backed loans may require the completion of home repairs prior to closing. Or you may have to do an escrow holdback. Here's what you need to know.

Can you get a mortgage on an Airbnb rental home? Yes, you can under certain home loan programs.

Buying, financing and managing rentals can be challenging when you have more than four. Here's how to do it with maximum efficiency.

Being clear to close (CTC) means you have satisfied all the lender's requirements and can get your loan documents and close any time.

To buy a home, you need an offer and acceptance. Here's how to finalize your offer to purchase a home.

Recording fees and practices vary between counties in the US. But the process itself is required for all real estate transactions because they are by law public records Here's what you need to know.

What happens when your mortgage is sold from one lender to another, or to a mortgage loan servicer or investor? Not much. Here's how to handle it correctly.

When is my first mortgage payment due? You just made a down payment and paid closing costs. Here's how to determine when your first mortgage payment is due.

Home security systems range from alarms to Airedales. Here's how to choose the best home security systems provider for your property.

Buying an investment property can start you on the road to wealth. Many rich people got there that way. But if you lack experience, avoid mistakes by following these tips.

Not everyone gets joy from gardening or lawn care. If you don't like the DIY solution, here's how to find a reliable provider.