Timing your mortgage refinance correctly can lead to big savings. Here's how to choose the best day to close on a refinance.

Home buyers should have more access to credit in 2022 as lenders expand loan eligibility as interest rates are expected to grow.

The Fed could raise interest rates as soon as March. Here's what it means for your mortgage rate if you hope to buy or refinance.

Learn how to refinance your mortgage with this simple, step-by-step guide.

Are you ready to start the process of buying a house? Here's the first step you need to take.

With the Federal Reserve adjusting its monetary policies to combat inflation, interest rates should continue to grow in 2022.

A VA loan refinance can help you reduce your monthly payment or take cash out. Discover the pros and cons of your options.

Learn about the upfront costs of buying a home so you know exactly what you need to save for as a first-time home buyer.

Are you sure you're getting the lowest VA mortgage rates possible? Don't risk paying too much. Instead, read this guide for pro tips.

Does refinancing affect taxes? It might. But not necessarily in the ways you think. Here's what you should know.

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

Mortgage points let you 'buy down' your interest rate. Learn how mortgage discount points work and when you should pay for them.

The rate of home price growth surged to never-before-seen heights in 2021. That should drop in 2022 but by how much?

Learn how to get a mortgage, choose a lender, and find the best deal on your home loan in this episode of The Mortgage Reports Podcast.

Refinancing your mortgage before retirement has its benefits, but it may not make sense for everyone. Learn if you should refinance before retirement.

Loan modification helps borrowers who can't pay their mortgage due to financial hardship. Learn more about a loan modification vs refinance.

Home prices are on the rise in 2022. But you may still find affordable houses in these states and cities.

With home prices up and inventory down, buying a house in 2022 can take some creativity. Here's what the experts say you should do.

How much should your mortgage be? It's all about mortgage-to-income ratio and how large of a monthly mortgage payment you can comfortably afford.

When you apply for a mortgage online with an all-digital lender, it will likely be faster and easier. But that doesn't always mean rates will be lower.