Owners of vacation homes are discovering low rates and easier qualification standards for second home refinances. Get cash out, lower your rate, and make your vacation residence more affordable.

Learn about the differences between a fixed vs. adjustable rate mortgage, including interest rates, monthly payments, pros and cons for each loan type.

Most experts will tell you not to use a cash-out refinance to buy a car or pay one off. But in a few scenarios, this could actually be a smart more.

It's definitely possible to buy a house with student loan debt. Learn how to work around student loan debt and qualify for a mortgage more easily.

Freddie Mac's HomeOne loan can help first-time home buyers qualify with a low down payment and flexible requirements. Find out if HomeOne is right for you.

In can be harder to get a VA loan offer accepted in a competitive market. Learn why some sellers don't like VA loans and how to improve your chances.

The 2021 housing market has been tough. But is it still a bad time to buy a house? Fall markets are typically better, and 2021 should be no exception.

A new bill in Congress aims to provide a hugely valuable boost to low-income first-time homebuyers. Find out if you might benefit.

30-Year mortgage rates just passed 3% for the first time since June. And with big changes driven by the Fed, higher rates could be here to stay this time.

Refinancing can be a great way to pay for home improvements, whether you use a cash-out refi or a renovation refinance loan. Explore your options here.

Following a Fed meeting on Sept. 22, it looks highly likely that mortgage rates will rise soon — potentially as early as October or November.

When you want to pull cash from your home, you'll need to decide between a home equity loan vs. mortgage. Here's how to choose wisely.

There's plenty you'll want to know as a first-time home buyer. Here are 10 of the best tips from mortgage advisor Ivan Simental to help you get started.

Here are four good reasons to refinance now, according to mortgage expert Arjun Dhingra. Find out if a refinance is the right move for you.

Investment property and second home loans should be getting cheaper, as the FHFA has paused a rule that was increasing rates and fees.

If you're buying a new construction home, the builder may have a preferred mortgage lender. Should you work with this company? Here are the pros and cons.

The HARP program is expired. But other refinance programs could help you access today's low interest rates. Check your refinance eligibility today.

The HIRO program (high-LTV refinance option) lets homeowners refinance into today's low mortgage rates with little or no equity and easier documentation.

FMERR – the Enhanced Relief Refinance Program – allows homeowners to refinance into a lower rate with little or no home equity. Do you qualify?