Federal ReserveMarch 25, 2022With six more Fed rate hikes expected, the time to refi is nowThe Federal Reserve provided clarity in raising its fed funds rate to combat inflation and the situation in Ukraine during its March meeting.
Buying a homeMarch 24, 2022What is a HUD home? 2025 HUD home buying guideHUD homes are foreclosure properties. They were originally financed with FHA mortgages and may be sold at a discount to qualified buyers.
Real EstateMarch 21, 2022Investing in real estate: Beginner’s guideThis beginner's guide to investing in real estate explains six ways new real estate investors can get into the market and grow their wealth.
First-Time Home BuyersMarch 16, 2022What is a Mortgage Credit Certificate and how does it work?A mortgage credit certificate (MCC) can get you a tax break on your federal taxes. Learn about this valuable first-time home buyer benefit.
Real Estate NewsMarch 14, 2022Is Zillow going to crash the housing market? (Podcast)When Zillow left the iBuying market, many worried it could contribute to a housing market crash. Here's why that won't happen.
Mortgage RatesMarch 10, 2022Will rising mortgage rates help cool the housing market?While higher interest rates will likely reduce buyer demand, the major factor in slowing home price growth is increased inventory.
Mortgage RatesMarch 9, 2022Will mortgage rates go up after the March Fed meeting?The March Federal Reserve meeting should provide clarity with how the war in Ukraine will impact its policy changes and mortgage rate growth.
About MortgagesMarch 9, 2022Mortgage prequalification: What is it, and do I need one?Mortgage prequalification is the first step in the home buying process. Learn how to get prequalified and when to get prequalified vs. preapproved.
Buying a homeMarch 7, 2022Buying a house out of state? Here’s where to startWant to buy a house in a different state, but aren't sure where to start? These expert tips will help.
RefinanceMarch 4, 2022Refinancing after forbearance: 2025 Rules and processIt's possible to refinance after mortgage forbearance. But there are special rules to be aware of. Learn how mortgage forbearance affects refinancing.
RefinanceMarch 2, 2022Home refinance options for 2025Explore home refinance options for any type of mortgage loan. Find the best refinance option for you.
Mortgage RatesMarch 1, 2022How Russia invading Ukraine could impact U.S. interest ratesRussia invaded Ukraine, bringing the atrocities of war alongside uncertainty to global financial markets. Will mortgage rates fall?
About MortgagesMarch 1, 2022Mortgage insurance explained (Podcast)In this episode of The Mortgage Reports Podcast, a loan officer explains what mortgage insurance is and how it works.
Mortgage RatesFebruary 28, 2022What happens if mortgage rates rise after you get preapproved?Learn how rising mortgage rates affect your preapproval, your home buying budget, and your loan process.
Cash Out RefinanceFebruary 23, 2022Should you use home equity to start a new business?Tapping home equity can be a great way to fund a new business. But there are risks to be aware of. Here's what you should know.
First-Time Home BuyersFebruary 21, 2022Loan officer answers first-time home buyer questions (Podcast)Get answers to your biggest first-time home buyer questions directly from a loan officer in this episode of The Mortgage Reports Podcast.
Buying a homeFebruary 17, 2022Will inflation and rising rates cause a housing market crash?With inflation pushing mortgage rates and home price growth up in 2022, some wonder if we will see another housing market crash.
Buying a homeFebruary 16, 2022How to fight home buyer burnout in today’s hot marketHome buyers are feeling the squeeze of low inventory and heavy competition. Here's how to fight home buyer burnout and stay motivated in this market.
Buying a homeFebruary 15, 2022How to buy a house with someone else (who’s not your spouse)It's possible for two or more people to buy a home if all the buyers qualify for financing. Learn about buying a home with another person here.
Mortgage NewsFebruary 9, 2022Covid-19 restrictions lifted for self-employed home buyersThe Federal Housing Finance Agency updated its Covid lending guidance for self-employed home buyers. See the latest requirements.
