There are a few downsides to refinancing. But if you can lower your rate, payment, and overall cost, refinancing is often worth it. Learn more here.

How does inflation affect investments — and in particular, real estate? Learn about housing and inflation, and whether it makes sense to buy right now.

Many U.S. homeowners are equity-rich. As home values rise, so do equity levels. Learn about the 4 best ways to use home equity.

American homeowners have never before had so much home equity. But how do you take equity out of your home? And should you? Learn more here.

What's better, a 15-year or 30-year mortgage loan? Explore the pros and cons of 15 vs. 30-year mortgages and compare rates and costs.

A new rule from Fannie Mae will help renters buy homes. If you have little or no credit history, rent payments can now help you qualify for a mortgage.

Down payment assistance can help put you in a home if you're short on cash savings. Learn about 4 kinds of down payment assistance and how they work.

The VA Streamline Refinance (IRRRL) can be a fast and easy way to lower your VA mortgage rate and payment. But when is refinancing worth it?

Most people cannot buy a house on unemployment. But many can qualify very soon after going back to work. Learn how to get a mortgage after unemployment.

The best mortgage lenders for first-time buyers offer helpful guidance, flexible loan programs, and great customer service. Explore your options here.

The best online mortgage lenders have a streamlined digital mortgage process, low rates, and great customer service. Explore the best online lenders here.

Learn how to become a landlord in 7 steps; from buying a rental property to managing and maintaining your home. Here's what you need to know.

You don't need 20 percent down to buy a house. And even if you have the cash, putting 20 down might not be the best move. Explore your options here.

A new mortgage relief plan from President Biden will reduce mortgage payments by 20 to 25 percent for eligible borrowers. Learn about relief options here.

Should you pay discount points for a lower mortgage rate? The savings can be huge. But discount points aren't right for everyone. Learn more here.

Learn how to make a cash offer on a house and improve your chances in a bidding war. Today, there are even cash offer options for buyers without cash.

A mortgage letter of explanation may be required if there are red flags on your application. Here's a simple guide to writing a letter of explanation.

The Adverse Market Refinance Fee made it more expensive to refinance over the last year. Now, that fee has been removed. Learn more here.

Buying a house with bad credit can be challenging — but it's not impossible. Here are a few expert tips to successfully get a mortgage with lower credit.

If you receive an MI removal notification letter, what should you do? Read this to discover how MI works, and how to remove MIP or PMI from your home loan.