You can estimate the additional costs of owning a home and budget accordingly to ensure an enjoyable homeownership experience.

Saving for a downpayment isn't the only way to raise those funds. You can borrow a portion of the required money down, and get into a home sooner.

Military borrowers are using the VA Home Loan Guaranty program to purchase and refinance huge numbers of homes. The GI Bill and low rates make it possible.

Nervous about getting a mortgage? You're not alone. For some, applying for a mortgage is as stressful as seeing the dentist. It doesn't have to be that way.

Should you rent a home, or buy one? With mortgage rates low, the argument to "buy" is strong. But what are the risks? Read more, and get today's rates.

U.S. homeowners refinance differently since HARP 2 launched. It's easier than ever to refinance an underwater mortgage. Read more and get today's rates.

A piggyback loan is two loans in the place of one. Avoid mortgage insurance, plus two more strategies can reduce home financing costs.

Important advice for buying a home with a boyfriend, girlfriend, or partner. Read more and get today's live mortgage rates.

Not every mortgage calculator is created equal. Use one that can tell you what you are likely to afford based on your income.

Young adults are shopping for homes where they are likely to find a job as well. Low mortgage rates make it easier to afford homes in employment-rich areas.

With today's mortgage rates low, and for the right buyer, a 5-year ARM may be the more suitable option as compared to the 30-year fixed-rate mortgages.

Mortgage rates are marching downward, and homeowners are scooping them up to accomplish long-sought-after goals.

A mortgage downpayment doesn't need to be a hard stop for today's buyer. Follow these loan program and saving strategies.

The 10-year treasury is fully-decoupled from the 30-year fixed rate mortgage. Interest rate spreads are near the widest point in 2 years.

Homeowners are choosing the 15-year mortgage over the 30-year loan more often since 2014. Read why, then decide for yourself which mortgage loan is better.

You don't need a 720 credit score to qualify for a mortgage. FHA lenders are lowering credit score minimums by the day.

Using the Fannie Mae HomeStyle® Renovation loan to finance home improvements can be cheaper and more efficient than the FHA 203k rehab loan. Read more.

Mortgage rates are scraping bottom per Freddie Mac. Rates are close to all-time lows not seen since 2012.

You can lead a horse to water, but you can't make it drink. Home buyers get helpful advice from lenders but, for some reason, so often they choose to ignore it.

Britain's exit from the EU, or "Brexit" as it has come to be known, could usher in a new era for mortgage rates: 30-year fixed mortgages in the 2s.