High debt payments make it harder to get approved for your mortgage. But you can learn how to get a loan with a high debt-to-income ratio.

Most mortgage lenders consider 43% or lower to be a good debt-to-income ratio. But a higher DTI may be OK, too. Here's what you should know.

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

DTI, your 'debt-to-income ratio,' includes taxes and insurance as part of your mortgage payment. Here's how to find your DTI with taxes and insurance.

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

A debt-to-income ratio is not just a number for lenders to use. Buyers can calculate it themselves and use it to estimate their comfortable home payment.

How much income do you need for a $200K mortgage? That will depend on several personal factors. Here's how you can find the answer.

No income verification refinance loans are a thing of the past. But current refi programs and non-QM loans may be able to help you.

USDA loans allow zero down payment and have lenient requirements. Plus, USDA loan rates are below average. Find out if you qualify.

You can buy a house with low income if you meet the guidelines for one or more of these low income home loans. Here's how to do it.

Buying a home requires making sacrifices and getting your financial house in order. Learn how to increase your chances of mortgage approval.

As the FHA mortgage program is fairly flexible, there is no set minimum or maximum when it comes to FHA loan income requirements. See if it's the right choice for you.

Low-income home loans are gaining popularity in today's market. Here are six loan options to help you buy a house with low income.

The Fannie Mae HomeReady loan helps low-income buyers with 3% down. Discover if you meet the HomeReady income limits and guidelines.

While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.