Discover how to get a loan with a high debt-to-income ratio. Find lenders who work with high-DTI borrowers and explore alternative loan options.

Most mortgage lenders consider 43% or lower to be a good debt-to-income ratio. But a higher DTI may be OK, too. Here's what you should know.

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

DTI, your 'debt-to-income ratio,' includes taxes and insurance as part of your mortgage payment. Here's how to find your DTI with taxes and insurance.

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

A debt-to-income ratio is not just a number for lenders to use. Buyers can calculate it themselves and use it to estimate their comfortable home payment.

The NACA program is a special mortgage with no down payment or closing costs. See how NACA can make your dream home affordable. Learn more.

Wondering how to buy a house with low income? Low income home buying programs offer affordable mortgages, down payment assistance, and more.

Thinking about a reverse mortgage to pay off debt or medical bills? Understand the pros, cons, and what to consider before tapping your home equity.

HELOC debt consolidation can cut interest rates and free up cash but it also carries big risks. Learn when this strategy makes sense.

No income verification refinance loans are a thing of the past. But current refi programs and non-QM loans may be able to help you.

Looking to buy a home as a doctor, lawyer, or CPA? Learn how mortgages for high-income professionals can help you qualify sooner.

Thinking about buying a home but don’t have a traditional 9-to-5 job? Good news—your gig income can help you qualify for a mortgage.

The Fannie Mae HomeReady loan helps low-income buyers with 3% down. Discover if you meet the HomeReady income limits and guidelines.

While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.

Explore modern alternatives to stated income loans. Discover bank statement, asset depletion, and investor loans.

Learn about current USDA eligibility requirements and income limits to qualify for a zero-down USDA mortgage.

How much income do you need for a $200K mortgage? That will depend on several personal factors. Here's how you can find the answer.

Buying a home requires making sacrifices and getting your financial house in order. Learn how to increase your chances of mortgage approval.

As the FHA mortgage program is fairly flexible, there is no set minimum or maximum when it comes to FHA loan income requirements. See if it's the right choice for you.