HELOC

HELOCs can be safe in retirement, as long as the borrower weighs their risks and are disciplined in their plan.

Guide to home equity line of credit requirements, including credit score, minimum equity, and income required for a HELOC.

The best option depends on your timeline and finances, and whether you prefer paying with future growth or interest.

HELOCs are a great way to turn home equity into cash without refinancing. Learn how to get a HELOC in this step-by-step guide.

Your lender will base your HELOC limit on your financial stability, assessed risk, and combined loan-to-value ratio.

Having a mortgage and a HELOC is relatively common; risk stems from how that debt is used and how comfortable your payments are.

Is opening a HELOC you don’t plan to use a smart move? Learn the pros, risks, and who unused HELOCs work best for.

Should you choose a personal loan or a HELOC? You've already guessed the answer: It depends. But on what?

Is a HELOC or home equity loan better? That depends on how you'll use the loan. See the pros and cons of HELOCs vs. home equity loans here.

Although your lender will provide your HELOC borrowing limit, how much you can and should tap into depends on several factors.

Most homeowners don't realize they can tap into their home equity to buy another home -- before they sell. Success story of someone who did it.

How soon can I get a HELOC after I bought my house? For most homeowners, it's surprisingly soon. Here are the details.

Uncover current HELOC rates, learn about credit limits and APRs, and discover the factors that affect the rates borrowers are offered.

A decline in home value doesn’t automatically change the terms of your HELOC, but lenders can act under certain conditions.

Tapping home equity can be a great way to fund a new business. But there are risks to be aware of. Here's what you should know.

Thinking about a HELOC for home improvement? Discover how it works, its pros and cons, and whether it’s the right choice for your project.

HEI vs. HELOC: Which is best? Compare the pros, cons, and key features of each when deciding to leverage your home's equity to get cash out.

Choosing between a 401(k) loan vs HELOC should be easy. A HELOC is almost always the better option. Here's why.

Is HELOC debt consolidation the right way to pay off credit cards? Compare the benefits of lower rates with the risks of putting your home on the line.

HELOCs and cash-out refinancing both tap your home equity, but they work very differently. Explore HELOC vs cash-out refinance pros and cons.