First-Time Home Buyers - Page 10

Earnest money is a "good faith deposit" you put down when making an offer on a home. Earnest money eventually goes toward your down payment.

Bank statement loan lenders can help self-employed mortgage borrowers qualify for home loans. Here's how to find a safe bank statement loan.

Many home buyers feel sidelined due to bad credit, lack of credit, or financial disadvantages. A special purpose credit program could help.

"House hacking" is a way for home buyers to own property and pay their mortgage with rental income. See if this strategy is right for you.

In today's market, it's common for buyers to offer above the asking price on a home. But how much over asking price is too much?

Freedom Mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loans offered.

The First-Time Home Buyer Tax Credit hasn't yet passed. Here's what will happen if it does and who will qualify for a home buyer tax credit.

The average down payment on a house is less than 20 percent. In fact, the median for younger home buyers is just 8-10% down.

Real estate and lending expert Michael Bourque explains why older housing is better and cheaper than new-builds for first-time home buyers.

Rising mortgage rates have put the squeeze on home buyers. Here are nine tips to afford more house at today's rates without saving more cash.

One in three home buyers who were denied a mortgage could be helped with homebuyer assistance. Here's how to find help.

Here are three expert strategies that can help home buyers combat high prices and rising rates in today's market.

Fairway Mortgage Review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.

Looking for the cheapest way to buy a house? Here are 7 strategies that can help you become a homeowner sooner than you thought possible.

It's normal to be nervous about buying a home, especially in the current market. Here's expert advice on three common home buyer fears.

Buying a cheap fixer-upper home can be a solution to low inventory and high prices. But how do you know a deal-breaker when you see it?

Do you need a Realtor to buy a house? Technically, no. But a Realtor could be more important than ever in this competitive market.

Your guide to the mortgage loan process. Learn what to expect before, during, and after you apply for a mortgage.

Housing analyst Logan Mohtashami explains how high mortgage rates will go in 2022 and why rising rates are good for buyers.

What is a mortgage and how does it work? This basic article explains how to finance your home purchase with a mortgage loan.