Buying a homeMarch 18, 2021Buying a condo vs. renting: Which is better for you?Buying a condo vs. renting can be a tough decision. Renting offers flexibility, but buying a condo builds wealth. See more pros and cons here.
Buying a homeMarch 4, 2021How to buy a house with $0 down in 2025: First time buyer6 low- and no-down-payment mortgage options for today's home buyers. Find out how you can buy a house with no money down and a low interest rate.
Mortgage Lender ReviewsFebruary 22, 2021The 8 best USDA lenders for 2025Compare the best USDA lenders to get a great deal on your home loan. USDA loans require zero down payment and have below-market interest rates.
Real Estate NewsFebruary 10, 2021Is now a good time to buy a house? What home buyers in 2021 should knowIs now a good time to buy a house? Low rates will help some first-time buyers, but COVID will hinder others. Here's what you should know.
FHA Home BuyingFebruary 8, 2021Biden administration could reduce FHA mortgage insurance premiums. Here’s what it means for youMany mortgage pros believe President Biden will cut FHA mortgage insurance premium (MIP) rates. Here's what that means for you.
Buying a homeFebruary 2, 2021Should you buy a house sight unseen? Here’s what you need to knowBuying a house sight unseen can give you an edge in a competitive market. But there are risks that come with sight-unseen homes. Here's what to know.
Buying a homeJanuary 26, 2021What is an iBuyer, and should I use one to purchase a home?An iBuyer uses technology to make instant cash offers to home sellers. Buyers can then purchase homes on the iBuyer platform. Here's how it works.
FHA Home BuyingJanuary 25, 2021DACA home loans — FHA will now approve home loans for ‘Dreamers.’ Here’s how to get approvedThanks to a new policy, FHA is now accepting DACA home loans. Learn about the pros and cons of FHA loans and whether you qualify for financing.
Buying a homeJanuary 15, 2021Are rent-to-own homes a good idea? Your guide to lease options and owner financingIf you want to buy a home but can't get a mortgage, you might consider a lease option or "rent-to-own home." But these are risky. Here's what to know.
ForeclosuresJanuary 14, 2021How to buy a foreclosed homeBuying a foreclosed home isn't as easy as it used to be. But good deals can still be found. Here's how to buy a foreclosed home with a mortgage.
About MortgagesJanuary 12, 2021Debt-to-income ratio, taxes, and insurance: How your DTI is calculatedDTI, your 'debt-to-income ratio,' includes taxes and insurance as part of your mortgage payment. Here's how to find your DTI with taxes and insurance.
Buying a homeJanuary 8, 2021Escrow: What it is and how it worksIn the mortgage process, 'escrow' is when funds are held by a neutral third party until the mortgage closes. Learn how escrow works here.
Conventional LoansJanuary 5, 2021Conventional loan home requirements: Is an inspection required?Conventional loans have a few basic property standards, but no in-depth home condition requirements. You likely want a home inspection anyway.
About MortgagesDecember 30, 2020What is PITI? Mortgage payments explainedPITI stands for Principal, Interest, Taxes, and Insurance: the 4 parts of your monthly mortgage payment. Find out why your PITI payment matters.
Buying a homeDecember 23, 2020How to buy a house: Your guide to the home buying processIf you want to buy a house but don't know where to start, start here. We explain how to buy a house in 10 approachable steps. You can even do step 1 today.
Buying a homeDecember 2, 2020Should you waive a home inspection? Real estate experts say noWaiving a home inspection could make your offer more competitive. But experts say waiving a home inspection isn't a good idea. Here's why.
ForecastsNovember 3, 2020Forecast: Will the 2020 election change mortgage rates?Mortgage rates shot up after the 2016 election. But will they do the same in 2020? See our mortgage rate forecast and historical perspective here.
Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
About MortgagesOctober 20, 202016 Questions to ask a mortgage lender before you sign for a home loanHere are 16 questions to ask a mortgage lender that will ensure you get the right loan type, lowest mortgage rate, and best overall deal on your home loan.