ForeclosuresJanuary 14, 2021How to buy a foreclosed homeBuying a foreclosed home isn't as easy as it used to be. But good deals can still be found. Here's how to buy a foreclosed home with a mortgage.
About MortgagesJanuary 12, 2021Debt-to-income ratio, taxes, and insurance: How your DTI is calculatedDTI, your 'debt-to-income ratio,' includes taxes and insurance as part of your mortgage payment. Here's how to find your DTI with taxes and insurance.
Buying a homeJanuary 8, 2021Escrow: What it is and how it worksIn the mortgage process, 'escrow' is when funds are held by a neutral third party until the mortgage closes. Learn how escrow works here.
Conventional LoansJanuary 5, 2021Conventional loan home requirements: Is an inspection required?Conventional loans have a few basic property standards, but no in-depth home condition requirements. You likely want a home inspection anyway.
About MortgagesDecember 30, 2020What is PITI? Mortgage payments explainedPITI stands for Principal, Interest, Taxes, and Insurance: the 4 parts of your monthly mortgage payment. Find out why your PITI payment matters.
Buying a homeDecember 23, 2020How to buy a house: Your guide to the home buying processIf you want to buy a house but don't know where to start, start here. We explain how to buy a house in 10 approachable steps. You can even do step 1 today.
Buying a homeDecember 2, 2020Should you waive a home inspection? Real estate experts say noWaiving a home inspection could make your offer more competitive. But experts say waiving a home inspection isn't a good idea. Here's why.
ForecastsNovember 3, 2020Forecast: Will the 2020 election change mortgage rates?Mortgage rates shot up after the 2016 election. But will they do the same in 2020? See our mortgage rate forecast and historical perspective here.
Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
About MortgagesOctober 20, 202016 Questions to ask a mortgage lender before you sign for a home loanHere are 16 questions to ask a mortgage lender that will ensure you get the right loan type, lowest mortgage rate, and best overall deal on your home loan.
Buying a homeOctober 13, 2020U.S. home prices hit a record high in 2020. Is home buying still affordable?The median U.S. home price hit a record high during coronavirus. But thanks to low rates, home buying is still affordable for many.
Buying a homeOctober 12, 2020FIRE and home buying: Can you retire early with a mortgage?Financial Independence Retire Early (FIRE) requires you to reduce debts and save most of your income. But home buying with a mortgage is still possible.
First-Time Home BuyersOctober 6, 2020Seller financing is risky. Use these mortgage programs insteadMortgage alternatives, like seller financing, lease-purchase, and contract-for-deed, are risky. And you might qualify for a mortgage without them.
Buying a homeSeptember 14, 2020Should climate change dictate where you buy a house?Climate change is putting millions of homes at risk. Use these climate change maps and expert advice to help inform your next home buying decision.
Mortgage RatesSeptember 9, 2020How mortgage rates are determined and why you should careLearn how mortgage rates are determined, what causes lenders to offer you a higher or lower rate, and why mortgage rates rise and fall daily.
Buying a homeSeptember 2, 2020Parents: Should you buy a bigger home for remote learning?Many families want to buy a bigger house to support work from home and remote learning. Does buying a house during COVID make sense for you?
Mortgage StrategyAugust 26, 2020How to Qualify for a Mortgage Using Investment IncomeYou're allowed to use investment income for mortgage qualification. Lenders will accept two forms: dividends and interest. Here's how to qualify based on investment income.
FHA Home BuyingAugust 17, 2020FHA mortgage qualifying gets tougher for the self-employedDue to coronavirus, there are new rules for self-employed home buyers who want to use FHA loans. Learn about new lending rules here.
Mortgage NewsAugust 11, 2020Homeownership hit a 12-year high during COVID — or did it?A new report put today's home- ownership rate at a 12 year high. But can home buying data during COVID be trusted? Experts are skeptical.