Buying a homeJuly 13, 2020How many times my salary can I borrow for a mortgage?How much mortgage can you afford? Maybe up to 6 or 7 times your salary, but the answer depends on other factors, too. Get the full story here.
Mortgage NewsJune 16, 2020Can you get down payment assistance during COVID-19?Buying your first house during COVID-19 presents unique challenges. But help, in the form of down payment assistance, is still available.
USDA LoansJune 9, 2020The USDA loan map could soon shrink. Should you apply before it does?The USDA loan map might shrink after the 2020 census. If so, far fewer homes could qualify next year. If you want a USDA loan, here's what you should know.
Real Estate NewsMay 27, 2020Will sellers or home buyers have the advantage this summer?Sellers typically have the advantage over home buyers in summer. But could COVID-19 flip the housing market? Experts weigh in on both sides.
First-Time Home BuyersMay 26, 2020First time home buyer programs in all 50 statesFirst time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.
Buying a homeMay 11, 2020Buying a home during coronavirus: How a contactless sale worksBuying a home during coronavirus is still possible. Here's how to navigate the contactless home buying process and move forward with your purchase.
ForecastsApril 21, 2020Breaking: This agency predicts 2.9% mortgage rates by 2021Fannie Mae predicts mortgage rates in the record-low territory for the rest of 2020 and 2021. What that would mean for home buyers and refinancers.
Real EstateApril 14, 2020Find out about deed restrictions on your property before it’s too lateDeed restrictions limit what you can build or do on a property. They're common for condos, but can apply elsewhere. Here's how to find out about deed restrictions on your property.
Homeownership TopicsMarch 13, 2020Are home warranties worth it? Only for someAre home warranties worth it? A home warranty can make budgeting for unexpected home repairs easier. But not all home warranties are created equal.
Mortgage StrategyMarch 10, 2020Drop what you’re doing and finish your mortgage application insteadBuyers and refinancers: Make your mortgage application and loan documents top priority. Record low rates mean big delays as lenders fill up with applicants.
Buying a homeFebruary 18, 2020Buying a house from your parents: Pros and consBuying a house from your parents can help you save on down payment closing costs. But there are also unique challenges to buying your parents' house.
Buying a homeFebruary 17, 2020How long does pre-approval for a mortgage last?You need to get pre-approved to start house hunting. But how long does pre-approval for a mortgage last? Learn how and when to get pre-approved for a mortgage here.
VA LoansFebruary 4, 2020What’s the max VA loan amount?As of 2020, there is no max VA loan amount. But you still have to qualify for the mortgage. Learn how to maximize your VA loan amount here.
Tax Law For MortgagesJanuary 27, 2020Guide to mortgage tax deductions for your 2019 taxesComplete guide to mortgage tax deductions for tax year 2019. Includes mortgage interest deductions, closing cost deductions, insurance deductions, and more.
FHA Home BuyingJanuary 22, 2020How do FHA loans work? A 2024 primer on the popular FHA programHow do FHA loans work? Everyone has heard about such mortgages but why does a government financing program introduced in the 1930s work so well today, especially for first-time borrowers?
About MortgagesJanuary 22, 2020Why closing on a house is better in personSome mortgage lenders offer all-digital real estate closing. But most experts still recommend closing on a house in person. Here's why.
About MortgagesJanuary 21, 2020The average mortgage payment is declining. Here’s whyThe average mortgage payment is around $1,500, with some states and regions seeing payments much lower. See where average payments are trending downward.
VA LoansJanuary 20, 2020With no loan limits and easy requirements, VA loans are more popular than everIn 2019, two out of five new mortgages were VA loans. Learn about the benefits of VA loans and why they're becoming more and more popular.
Buying a homeJanuary 16, 2020Can I get a mortgage on maternity leave?Yes, you can get a mortgage on maternity leave. But you might need extra documentation proving you'll return to work after. Here's what you need to know.
Buying a homeJanuary 13, 2020Loan limits increase for FHA, VA, conventional mortgagesMortgage loan limits increased across the U.S. in 2020. See what you can afford with new loan limits for conventional, FHA, and VA mortgages.