Valencia Higuera, contributor

While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.

Explore mortgagor vs mortgagee differences: understand who borrows, who lends, and the unique roles each plays in the mortgage process.

Learn how to apply for an FHA loan in %%currentyear%%. Discover requirements, application steps, and tips to secure your FHA loan.

Learn how to prequalify for a home loan as a first-time buyer. Our prequalification guide streamlines the process and increases your approval odds.

It's possible to buy a house with a 600 credit score, provided you meet mortgage requirements. Learn about 600 credit score home loans here.

The NACA program is a special mortgage with no down payment or closing costs. See how NACA can make your dream home affordable. Learn more.

Wondering if a home appraisal is necessary when refinancing? Learn when it's required and how it impacts your mortgage.

If you make $70,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

Thinking about buying a home? Discover why delaying your purchase could lead to higher costs in the long run.

Looking to help your adult child buy a home? Explore the best ways to support their homebuying journey.

Discover the different types of mortgage lenders for buying or refinancing a home, and learn how to choose the right one to fit your needs.

Learn how to refinance your USDA loan into a lower rate and payment. Or refinance a USDA loan to cash-out equity or remove mortgage insurance

Stay ahead of the curve and learn how the NAR commissions lawsuit is reshaping the real estate landscape for sellers.

If you make $200,000 a year, you have a sizable home buying budget. Here's how to estimate price range based on your salary.

Discover the key questions that first-time homebuyers often overlook when securing a mortgage.

Can you buy a house with business credit? Learn the best ways to apply for a mortgage as a business owner.

What percentage of your income should your mortgage be? Explore guidelines and insights to help you make informed financial decisions for a sustainable home budget.

Pool financing can be affordable, especially with a low-rate secured loan. Learn about the best swimming pool financing options.

Curious about prepaying your mortgage? Weigh the pros and cons and make an informed choice for your financial future.

Considering a townhouse purchase? Uncover important considerations, including HOA rules, neighborhood dynamics, and resale value.