Tim Lucas, Editor

Tim Lucas spent 11 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.

Articles by Tim Lucas

FHA RefinanceMarch 9, 2023

FHA Mortgage Insurance Removal: Get Rid of FHA MIP

Ready to stop paying private mortgage insurance? Here’s everything you should know about PMI removal. Get started here.

Mortgage StrategyFebruary 16, 2023

How much is mortgage insurance? PMI cost vs. benefit

Private mortgage insurance (PMI) is usually required if you put less than 20% down. Learn how much mortgage insurance costs and when you need it.

FHA Home BuyingDecember 7, 2022

What is an FHA 203k loan and how does it work?

The FHA 203k loan is a home improvement loan available in all 50 states. Learn the major benefits, plus some things to watch out for.

Mortgage NewsDecember 1, 2022

Conventional loan limits for 2023: Complete list of new limits

Conforming loan limits for 2023 rose by more than 12% across the United States. Single-family home loans are now available up to $1 million.

VA LoansNovember 21, 2022

Find your best VA loan rates: 2023 Guide to VA loan rates

VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Here's how to find the best deal.

Buying a homeNovember 8, 2022

Low-income home loans for 2023: First-time home buyer

Low-income home loans are gaining popularity in today's market. Here are six loan options to help you buy a house with low income.

Buying a homeOctober 21, 2022

What type of home loan is best for me? 2023 Loan options

The best type of home loan is different for each buyer. Compare low- and no-down-payment loans to find the best mortgage for you.

About MortgagesOctober 4, 2022

Bank statements: 3 things mortgage lenders don’t want to see

Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.

Mortgage StrategyAugust 10, 2022

Mortgages for travel nurses: 2023 Home buying guide

These strategies can help you get a mortgage as a travel nurse by overcoming outside-the-box income and employment situations.

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