About MortgagesJune 25, 2025
Bank Statements: 3 Things Mortgage Lenders Don’t Want to See
Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.
Tim Lucas spent 11 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.
Articles by Tim Lucas
- FHA RefinanceMay 22, 2025
FHA Cash-Out Refinance | Rates & Guide 2025
Learn how the FHA cash-out program works, including FHA cash-out refinance guidelines, loan limits, and interest rates. - RefinanceFebruary 24, 2025
How to Find Your Best Refinance Rate in 7 Steps | 2025
Learn how to find your best refinance rate and maximize the savings on your new home loan. Here are seven actionable steps to take. - Buying a homeFebruary 14, 2025
Which Home Loan Is Best for Me? 2025 Loan Options
The best type of home loan is different for each buyer. Compare low- and no-down-payment loans to find the best mortgage for you. - Mortgage NewsJanuary 17, 2025
Conventional Loan Limits for 2025
Conforming loan limits for 2025 climbed by 5.2%, setting the new threshold at $806,500 in most parts of the United States. - Cash Out RefinanceJanuary 14, 2025
VA Cash-Out Refinance | Rates & Guidelines 2025
The VA cash-out refinance lets you refinance up to 100% of your home's value, cash-out equity, and lock in a lower interest rate on your new loan. - FHA RefinanceJanuary 14, 2025
How to Remove FHA Mortgage Insurance | 2025
Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here. - VA LoansJanuary 14, 2025
What Is a VA Loan? | Benefits & Guide 2025
Learn how a VA loan helps veterans buy a home with no down payment and low rates. Explore VA loan benefits and requirements. - Mortgage ProductsJanuary 13, 2025
How to Cash-Out Refinance Investment Property in 2025
Learn how to cash-out refinance investment property and access equity for your portfolio’s growth. Enhance your investment's value now! - FHA Home BuyingJanuary 9, 2025
FHA 203(k) Loan | Requirements & Guide 2025
The FHA 203(k) loan is a home improvement loan available in all 50 states. Learn the major benefits, plus some things to watch out for. - USDA LoansAugust 16, 2024
USDA Loan Down Payment & Closing Costs | 2025
Learn about USDA loans and their key benefits: no USDA loan down payment and affordable USDA closing costs. - USDA LoansAugust 15, 2024
USDA Loan Approval Process | Timeline & Steps 2025
The USDA loan approval process is much like other loan types. Learn about the step-by-step process and timeline for getting a USDA loan. - Real Estate NewsFebruary 8, 2024
10 Cities Where You’ll Pay Ultra-Low Property Taxes
Seeking budget-friendly property tax havens? Here are the top 10 cities where you'll pay the lowest property taxes. - Real Estate NewsJanuary 15, 2024
7 Cities Where Your Total House Payment Is $1,100 or Less
Looking for affordable housing options? Discover seven vibrant cities where your total house payment could be $1,100 or less. - Conventional LoansJanuary 11, 2024
Conventional Refinance Rates and Guidelines for 2025
A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%. - VA LoansJanuary 10, 2024
Find Your Best VA Loan Rates: 2025 Guide to VA Loan Rates
VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Here's how to find the best deal. - Mortgage StrategyJanuary 4, 2024
Mortgages for Travel Nurses: 2025 Home Buying Guide
These strategies can help you get a mortgage as a travel nurse by overcoming outside-the-box income and employment situations. - Buying a homeJanuary 4, 2024
Low-Income Home Loans for 2025: First-Time Home Buyers
Low-income home loans are gaining popularity in today's market. Here are six loan options to help you buy a house with low income. - Real Estate NewsDecember 20, 2023
Cities Where You Can Buy A Home If You Make $40,000 Per Year
Find your perfect home on a $40,000 income. Dive into our list of top cities where affordability meets your dream of owning a house. - Real Estate NewsDecember 12, 2023
$100,000 in Debt? Cities Where You Can Pay It Off Fast
Looking to break free from a $100K debt burden? Explore cost-effective havens that empower your financial freedom.
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