Tim Lucas

Tim Lucas, editor

Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission as Managing Editor of The Mortgage Reports. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.

Articles by Tim Lucas

- 7 min read

Mortgage rates: Almost everything you want to know

Know more about mortgage rates, and you’ll get a better rate. Understand how rates are made and how to best shop for FHA, VA, USDA, & conventional loans.

- 9 min read

Conventional refinance rates and guidelines for 2019

A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance guidelines and rates for this year.

- 2 min read

USDA loans: What is the process?

The USDA loan process is not very different than for any other loan type. The typical process and timeline when getting a USDA loan.