Will mortgage rates go down in March 2021? Forecast and trends
Mortgage rates are holding low but 2021 could hold a surprise for mortgage rates. Advice, predictions, and your next steps.
Forecasts
February 18, 2021
- 14 min read
Tim Lucas, editor
Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission as Managing Editor of The Mortgage Reports. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.
Articles by Tim Lucas
About Mortgages
February 8, 2021
- 9 min read
Bank statements: 3 things mortgage lenders don’t want to see
Bank statements say a lot about a mortgage applicant. Check for 3 common issues when turning your account paperwork in to your lender.
Mortgage Strategy
December 24, 2020
- 9 min read
Mortgage insurance cost versus benefits: Should you pay for PMI?
PMI (mortgage insurance) is usually required if you put less than 20% down. Learn how much PMI is, why you need it, and how mortgage insurance benefits you.
Mortgage News
December 9, 2020
- 6 min read
2021 Conforming loan limits range from $548K to over $1 million
Conforming loan limits for 2021 rose more than 7% across the United States. Freddie Mac and Fannie Mae loans now go up to $548K in most counties.
Cash Out Refinance
November 6, 2020
- 12 min read
VA cash-out refinance: Guidelines and rates for 2021
The VA cash-out refinance lets you refinance up to 100% of your home’s value, cash-out equity, and lock in a lower interest rate on your new loan.
VA Loans
October 22, 2020
- 20 min read
The VA home loan: Benefits, requirements, and rates for 2021
VA home loan benefits are unmatched by other mortgage programs. See VA loan requirements, benefits, and interest rates here.
VA Loans
October 14, 2020
- 11 min read
VA loan rates are the lowest of any mortgage program
VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Find out if you qualify for a low-rate VA loan.
FHA Home Buying
October 9, 2020
- 16 min read
FHA 203k loan – Buy and fix up a home with one loan in 2021
The FHA 203k loan is a “home construction” loan available in all 50 states. The major benefits, plus some things to watch out for.
FHA Refinance
September 3, 2020
- 9 min read
FHA cash-out refinance guidelines and mortgage rates for 2021
The FHA cash out refinance is available to more homeowners thanks to lenient guidelines. Pay off debt, or get cash for any reason with this program.