Mortgage interest rate predictions: Will rates go down in January 2022?
Mortgage rates are still holding low. But high inflation and new Fed policies could push them higher in January 2022.
Forecasts
January 17, 2022
- 9 min read
Tim Lucas, editor
Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission as Managing Editor of The Mortgage Reports. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.
Articles by Tim Lucas
Refinance
January 12, 2022
- 13 min read
How to shop for refinance rates and compare offers: 7 steps
Many homeowners wonder how to find the best refinance rates for their mortgage. Learn how to get the best rate by comparing quotes from multiple lenders.
Mortgage Products
January 5, 2022
- 7 min read
USDA loan approval process: 2022 Guide
The USDA loan approval process is not much different than other loan types. Learn about the typical process and timeline when getting a USDA loan.
USDA Loans
December 23, 2021
- 8 min read
USDA loan closing costs and down payment guidelines in 2022
The USDA mortgage does not require a down payment, but closing costs can add up. USDA closing costs plus ways to pay for them.
Refinance
December 9, 2021
- 11 min read
How to choose the right type of refinance for you
It can be challenging to pick the best type of refinance loan for your situation, but this guide will help you understand your best refinance options.
Mortgage News
December 8, 2021
- 6 min read
Conventional loan limits for 2022: Complete list of new limits
Conforming loan limits for 2022 rose more than 18% across the United States. Freddie Mac and Fannie Mae loans now go up to $647K in most counties.
Conventional Loans
December 7, 2021
- 10 min read
Conventional refinance rates and guidelines for 2022
A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%.
VA Loans
November 19, 2021
- 12 min read
VA mortgage rates are the lowest of any mortgage program
VA mortgage rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Find out if you qualify for a low-rate VA loan.
Buying a home
November 4, 2021
- 9 min read
Tips to get approved for a mortgage with low income
Low-income home loans are gaining popularity in today’s market. Here’s why you can buy a home even if you don’t have a sky-high income.