Tim Lucas

Tim Lucas, editor

Tim Lucas has helped thousands of families buy and refinance real estate. He has been featured in Time, Realtor.com, Scotsman Guide, MyMortgageInsider.com, and more.

Articles by Tim Lucas

- 2 min read

How much should I put down on a house? [Video]

Average down payments aren’t as big as you think. Most home buyers only put down about 5%. Find out the right down payment level for you.

- 22 min read

10 biggest benefits to VA home loans in 2018

VA loans offer benefits unmatched by conventional and FHA financing, plus the program provides extra low mortgage rates to eligible military borrowers.

- 2 min read

What is pre-qualified vs. pre-approved? [Video]

When you decide to buy a home, you’ll face the question: Should I get pre-qualified or apply for pre-approval? Learn the differences, and which one might work better for you.

- 2 min read

Do you need good credit to buy a home? [Video]

When deciding whether to own a condo or house, it’s important to look at the advantages and drawbacks to each. Examine your lifestlye and goals to make a great decision.

- 10 min read

November 2018 mortgage rates forecast (FHA, VA, USDA, Conventional)

November 2018 will be an important month for mortgage rates. All factors point to rates trending higher, but that provides opportunity. Home prices are dropping amidst higher rates, and lenders are desperate for business — ready to offer you the lowest rate possible.

- 2 min read

Should I buy a condo or a house? [Video]

When deciding whether to own a condo or house, it’s important to look at the advantages and drawbacks to each. Examine your lifestlye and goals to make a great decision.

- 3 min read

How much mortgage can I qualify for? [Video]

Some simple formulas and calculators can give you a ballpark figure of your potential mortgage amount. But you’ll likely want to take the next step if you plan to shop for homes in the next 6 months.