Tim Lucas, Editor

The FHA 203k loan is a home improvement loan available in all 50 states. Learn the major benefits, plus some things to watch out for.

Learn how the FHA cash-out program works, including FHA cash-out refinance guidelines, loan limits, and interest rates.

Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.

Ready to stop paying FHA mortgage insurance? Here’s everything you should know about FHA PMI removal. Get started here.

Private mortgage insurance (PMI) is usually required if you put less than 20% down. Learn how much mortgage insurance costs and when you need it.

Conforming loan limits for 2023 rose by more than 12% across the United States. Single-family home loans are now available up to $1 million.

VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Here's how to find the best deal.

Low-income home loans are gaining popularity in today's market. Here are six loan options to help you buy a house with low income.

The best type of home loan is different for each buyer. Compare low- and no-down-payment loans to find the best mortgage for you.

These strategies can help you get a mortgage as a travel nurse by overcoming outside-the-box income and employment situations.

Learn how to find your best refinance rate and maximize the savings on your new home loan. Here are seven actionable steps to take.

The VA cash-out refinance lets you refinance up to 100% of your home's value, cash-out equity, and lock in a lower interest rate on your new loan.

A cash out refinance on a rental property is a great way to get money out of your investment. Especially with refinance rates near historic lows.

The USDA loan approval process is not much different than other loan types. Learn about the typical process and timeline when getting a USDA loan.

The USDA mortgage does not require a down payment, but closing costs can add up. USDA closing costs plus ways to pay for them.

It can be challenging to pick the best type of refinance loan for your situation, but this guide will help you understand your best refinance options.

A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%.

VA loan benefits are unmatched by other mortgage programs. See VA home loan requirements, benefits, and interest rates here.

Owners of vacation homes are discovering low rates and easier qualification standards for second home refinances. Get cash out, lower your rate, and make your vacation residence more affordable.