Mortgage ProductsJanuary 13, 2026
How to Cash-Out Refinance Investment Property in 2026
Learn how to cash-out refinance investment property and access equity for your portfolio’s growth. Enhance your investment's value now!
Tim Lucas spent 11 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.
Articles by Tim Lucas
- FHA RefinanceJanuary 13, 2026
How to Remove FHA Mortgage Insurance | 2026
Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here. - Conventional LoansJanuary 8, 2026
Conventional Refinance Rates and Guidelines for 2026
A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%. - RefinanceJanuary 8, 2026
How to Choose the Right Type of Refinance for You
It can be challenging to pick the best type of refinance loan for your situation, but this guide will help you understand your best refinance options. - Buying a homeJanuary 8, 2026
Which Home Loan Is Best for Me? 2026 Loan Options
The best type of home loan is different for each buyer. Compare low- and no-down-payment loans to find the best mortgage for you. - VA LoansJanuary 7, 2026
What Is a VA Loan? | Benefits & Guide 2026
Learn how a VA loan helps veterans buy a home with no down payment and low rates. Explore VA loan benefits and requirements. - FHA RefinanceJanuary 2, 2026
FHA Cash-Out Refinance | Rates & Guide 2026
Learn how the FHA cash-out program works, including FHA cash-out refinance guidelines, loan limits, and interest rates. - FHA Home BuyingJanuary 2, 2026
FHA 203(k) Loan | Requirements & Guide 2026
The FHA 203(k) loan is a home improvement loan available in all 50 states. Learn the major benefits, plus some things to watch out for. - Mortgage NewsNovember 25, 2025
Conventional Loan Limits for 2026
Conforming loan limits for 2026 climbed by 3.26%, setting the new threshold at $832,750 in most parts of the United States. - About MortgagesJune 25, 2025
Bank Statements: 3 Things Mortgage Lenders Don’t Want to See
Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender. - RefinanceFebruary 24, 2025
How to Find Your Best Refinance Rate in 7 Steps | 2026
Learn how to find your best refinance rate and maximize the savings on your new home loan. Here are seven actionable steps to take. - Cash Out RefinanceJanuary 14, 2025
VA Cash-Out Refinance | Rates & Guidelines 2026
The VA cash-out refinance lets you refinance up to 100% of your home's value, cash-out equity, and lock in a lower interest rate on your new loan. - USDA LoansAugust 16, 2024
USDA Loan Down Payment & Closing Costs | 2026
Learn about USDA loans and their key benefits: no USDA loan down payment and affordable USDA closing costs. - USDA LoansAugust 15, 2024
USDA Loan Approval Process | Timeline & Steps 2026
The USDA loan approval process is much like other loan types. Learn about the step-by-step process and timeline for getting a USDA loan. - Real Estate NewsFebruary 8, 2024
10 Cities Where You’ll Pay Ultra-Low Property Taxes
Seeking budget-friendly property tax havens? Here are the top 10 cities where you'll pay the lowest property taxes. - Real Estate NewsJanuary 15, 2024
7 Cities Where Your Total House Payment Is $1,100 or Less
Looking for affordable housing options? Discover seven vibrant cities where your total house payment could be $1,100 or less. - VA LoansJanuary 10, 2024
Find Your Best VA Loan Rates: 2026 Guide to VA Loan Rates
VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Here's how to find the best deal. - Mortgage StrategyJanuary 4, 2024
Mortgages for Travel Nurses: 2026 Home Buying Guide
These strategies can help you get a mortgage as a travel nurse by overcoming outside-the-box income and employment situations. - Buying a homeJanuary 4, 2024
Low-Income Home Loans for 2026: First-Time Home Buyers
Low-income home loans are gaining popularity in today's market. Here are six loan options to help you buy a house with low income. - Real Estate NewsDecember 20, 2023
Cities Where You Can Buy A Home If You Make $40,000 Per Year
Find your perfect home on a $40,000 income. Dive into our list of top cities where affordability meets your dream of owning a house.
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