Tim Lucas spent 11 years in the mortgage industry before joining Full Beaker to head up its mortgage websites. He's helped thousands of families buy and refinance real estate at banks and mortgage companies, and now continues that mission as Managing Editor of The Mortgage Reports. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.
Bank statements say a lot about a mortgage applicant. Check for 3 common issues when turning your account paperwork in to your lender.
March 2019 will be a pivotal month for mortgage rates. Rates are at one-year lows, but might shift drastically by mid-March. Decide on your best mortgage rate strategy.
“Experts” tell you to avoid private mortgage insurance (PMI). They don’t tell you, though, that you could be leaving five-figure returns on the table.
Mortgage rates have been falling since November, but the American consumer is just now noticing. A mini refi boom has started as homeowners are starting to notice low rates.
The FHA 203k loan is a “home construction” loan available in all 50 states. The major benefits, plus some things to watch out for.
%%currentyear%% conforming loan limits are higher by nearly 7% compared to last year. How this will help applicants who were considering a jumbo loan.
Rates are low, home prices are up, and lenders are loosening cash out refinance rental property guidelines. How to cash out a rental, putting the equity to work.
What does the right ZIP Code cost? In this case, a cool $2 million. That gets you a 70-year-old one-story home with a basement. But travel just a few miles away, and it’s shocking what that same budget can buy.
“Don’t buy coffee. Save for a house.” You hear it a lot. But does skipping Starbucks put a dent in your down payment? We don’t think so. Regardless, we’re giving away a $250 Starbucks gift card to one lucky home buyer.