Dan Green, contributor

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

6 low- and no-down-payment mortgage options for today's home buyers. Find out how you can buy a house with no money down and a low interest rate.

Title insurance protects you against outside claims to your property. Lender's title insurance is required but you should get owner's title insurance, too.

PITI stands for Principal, Interest, Taxes, and Insurance: the 4 parts of your monthly mortgage payment. Find out why your PITI payment matters.

The Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.

A seller concession is an agreement where the home seller pays the buyer's closing costs. Learn how seller concessions work here.

The 80/10/10 loan or "piggyback mortgage" is widely available today. Buyers are using it to avoid PMI, build equity, and buy homes more affordably.

Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.

Deciding whether to refinance is a personal decision, and sometimes a tricky one. Here are some ways to determine whether a refinance is right for you.