Articles by Craig Berry - Page 3

A joint loan gives borrowers a more affordable option for buying a home. However, it's important to first weigh the pros and cons.

The 2023 housing market finds itself in a unique spot, with high mortgage rates causing a "reverse crash."

Mortgage pros Craig Berry and Arjun Dhingra discuss the ways high mortgage rates help home buyers and the overall housing market.

Mortgage pros Craig Berry and Matthew VanFossen discuss the future of lending, and why adapting to technology and consumer advocacy matter.

Mortgage pros Craig Berry and Mike Hardy discuss how the fundamentals of the current housing market differ from 2008's collapse.

Mortgage pros Craig Berry and Brad Nix breakdown the challenges home buyers and seller face and how to get around them.

When you’re preparing to buy a home, understanding how to get a mortgage is essential - including how much it'll cost you each month.

Buying a home can be stressful. Trying to negotiate with a stubborn seller can make it even more so. Knowing when to walk away is key.

The housing market's conditions of high mortgage rates and low inventory are causing a new phenomenon of turning homeowners into landlords.

As uncertainty surrounds a U.S. debt ceiling resolution, mortgage interest rates could rise in the wake of an economic default or recession.

As of May 1 a new mortgage fee structure went into effect for conventional loans. Here's what the loan level pricing adjustment means for you.

Behind on your mortgage payments? Learn how the latest mortgage deferral program can help provide payment relief for up to six months.

Are you considering buying a second home? Whether it’s for having a regular vacation spot or an additional income source, owning a second home can be very enticing.

Buying and selling a house at the same time? Read on to discover how you can make a smooth transition from one home to the next.

Read on to discover how non-conforming loans work, what makes them unique, and when applying for one would be most suitable.

Curious what you can write off on taxes as a homeowner? Read on to discover the latest homeowners tax breaks and deductions.

An FHA loan is the go-to mortgage for low-credit home buyers. Learn about FHA loan credit score requirements and what you need to qualify.

Learn how fixed mortgage rates work and why a fixed-rate mortgage is the most popular type of home loan by far.

Learn how the mortgage refinance process works. This step-by-step guide takes you from application to closing day.

An adjustable-rate mortgage can offer savings at the outset, but these loans can be risky, too. Learn all about how ARMs work here.