Articles by Craig Berry - Page 2

Discover how the housing market is gaining momentum as activity picks up and the lock-in effect begins to ease.

Considering a 2-1 buydown? Understand how it works and whether it's the right choice for your financial situation.

Explore modern alternatives to stated income loans. Discover bank statement, asset depletion, and investor loans. Compare mortgage options today.

An asset depletion mortgage lets you qualify based on your liquid assets rather than regular income. Learn how asset depletion loans work here.

You can buy your dream home even with bad credit! Click to discover seven of the best home loans for bad credit. Begin the path to homeownership today.

Selling a home involves more than just listing it. Uncover the true cost of selling your home: from agent commissions to closing fees.

Find out how to avoid PMI and lower your mortgage costs. Our guide offers practical advice to bypass private mortgage insurance fees.

Learn how to finance closing costs when you buy a house or refinance. Roll closing costs into the loan or take a higher interest rate.

Many home buyers make the "good credit" tier of 680 and up. But you don't always need a good credit score to buy a house.

Learn about the ins and outs of FHA multifamily loans and uncover how they streamline the path to property ownership.

Bank statement loans can help self-employed buyers qualify to buy or refinance a home. Learn how they work here.

Why is housing so expensive? Read on to uncover insights on demand, supply, and economic influences affecting home prices.

Learn how to buy a high-priced home using your VA loan benefits with the VA jumbo loan.

There are plenty of large property tax exemptions for seniors. Here's how to find out what your state offers and if you qualify for a senior tax break.

The maximum HELOC amount varies by lender. Some go as high as 90% or even 100%. Your loan amount depends on your credit and available equity.

How many lenders should you apply to for a mortgage? From minimizing credit score impact to maximizing home loan options, we've got you covered.

Garage renovations can be a great way to add living space and increase the value of your home. But how much does it cost and is it worth it?

You almost always need a new appraisal to get a HELOC. But the appraisal can actually work in your favor if your home's value has gone up.

Discover how young, first-time home buyers are reshaping the path to homeownership by swapping traditional wedding gifts for gift money for down payments.

Should I buy a house now or wait until 2024? Explore the pros and cons of purchasing a home in today's market versus waiting.