Cash Out RefinanceJanuary 12, 2022Should you refinance before retirement?Refinancing your mortgage before retirement has its benefits, but it may not make sense for everyone. Learn if you should refinance before retirement.
Homeownership TopicsJanuary 12, 2022What is mortgage loan modification, and is it a good idea?Loan modification helps borrowers who can't pay their mortgage due to financial hardship. Learn more about a loan modification vs refinance.
Real EstateJanuary 11, 2022States and cities with the cheapest houses in 2022Home prices are on the rise in 2022. But you may still find affordable houses in these states and cities.
Buying a homeJanuary 10, 2022Creative strategies to buy a house in 2022With home prices up and inventory down, buying a house in 2022 can take some creativity. Here's what the experts say you should do.
Buying a homeJanuary 7, 2022How much should my mortgage be compared to my income?How much should your mortgage be? It's all about mortgage-to-income ratio and how large of a monthly mortgage payment you can comfortably afford.
Mortgage StrategyJanuary 7, 2022Should you apply for a mortgage online? Pros and cons of digital mortgagesWhen you apply for a mortgage online with an all-digital lender, it will likely be faster and easier. But that doesn't always mean rates will be lower.
Mortgage NewsJanuary 6, 2022Higher rates coming for high-balance and second home loansConsumers looking for a second home or applying for a high-balance mortgage will have to pay new fees starting April 1.
About MortgagesJanuary 5, 2022Mortgage options after a natural disasterWith natural disasters becoming more frequent and more severe, having an emergency plan for your home and mortgage is a smart thing to do.
Buying a homeJanuary 4, 2022Is now a good time to buy a home with interest rates rising?With mortgage rates projected to rise throughout 2022, prospective home buyers should act fast — even with historic home price growth.
Buying a homeJanuary 3, 20228 Things to look for when buying a house: Expert adviceLearn what to look for when buying a house. Real estate and housing experts share their best tips.
Mortgage RatesJanuary 3, 2022Is it better to refinance with your current lender?It's not always better to refinance with your current lender. In fact, you may save money and get a lower rate when refinancing with a new lender.
Mortgage ProductsDecember 29, 2021CHOICEReno eXpress guide: Freddie Mac’s new renovation loanCHOICEReno eXpress is a new, streamlined renovation program from Freddie Mac. Learn how it works and who qualifies.
FHA Home BuyingDecember 28, 2021How much money do I need for an FHA loan? (Calculator)How much money do you need to get an FHA loan? That will depend on several factors. But this article will give you a rough idea.
FHA Home BuyingDecember 27, 2021How to get an FHA loan: FHA requirements and tips (Podcast)Learn about FHA loan requirements, and get tips from a mortgage expert on how to qualify for the FHA program.
RefinanceDecember 23, 2021How and when to refinance a rental or investment propertyRefinancing can equal big returns on your rental or investment property, if you can navigate the roadblocks. Get refinance investment property rates today.
Mortgage StrategyDecember 22, 2021Best reasons to use a mortgage co-borrowerShould you work with a co-borrower on your mortgage? With the right person, you could be a homeowner much sooner.
Mortgage ProductsDecember 21, 2021FHA vs. VA loan: Pros and cons for first-time home buyersEverything you should know about FHA vs. VA loans: Pros, cons, requirements, and advice for home buyers.
Mortgage RatesDecember 20, 2021What will drive mortgage rates higher in 2022? (Podcast)Mortgage rates have started to rise, and should go higher in 2022. Here's why — and what it means for you.
First-Time Home BuyersDecember 17, 2021Homebuyer education courses: What to know before you startFirst-time home buyers can access special loan programs and assistance. But a home buyer education course may be required.
FICO & Credit ScoresDecember 17, 2021Mortgage shopping with a 640 credit score? You have optionsCan you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender.