Buying a homeDecember 13, 2023How Much Income Is Needed to Afford a $1 Million Home?Find out how much to afford a $1 million home. The answer will vary based on your credit, down payment, and debts.
About MortgagesNovember 17, 2023Bank Statements: 3 Things Mortgage Lenders Don’t Want to SeeBank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.
About MortgagesNovember 13, 2023How Much Is the Down Payment for a $400,000 House?How big is the down payment for a $400,000 house? That depends on the type of mortgage you choose. Check your current options.
Buying a homeNovember 6, 2023The 1 Percent Down Mortgage: How It Works and Who BenefitsExplore the inner workings of the 1 percent down mortgage, and learn how it can make your dream of buying a home with a minimal down payment a reality.
About MortgagesOctober 24, 2023Can You Buy a House With No Credit?Can you buy a house with no credit? The answer may be yes, if you know which type of loan to use. Here's how to get approved with no credit score.
Buying a homeOctober 23, 2023How to Calculate Mortgage InterestExplore how mortgage interest impacts your home financing journey along with strategies to secure the best mortgage rates.
About MortgagesSeptember 26, 2023How Much Does It Cost to Build a House?If you're thinking about building a home, it's important to know all the costs to figure out your budget and the best way to finance it.
Conventional LoansSeptember 25, 2023Do Home Sellers Prefer Conventional Home Loans?Discover the pros and cons of conventional home loans and why many sellers prefer them over government-backed ones.
Mortgage ProductsSeptember 19, 2023Fannie Mae: Mortgage Programs and How They WorkEver wondered about Fannie Mae and its spectrum of "conforming" mortgages? Read on to discover your home loan options and eligibility criteria.
ForeclosuresSeptember 18, 2023Facing Foreclosure? How to Protect Your Home and FutureThe possibility of foreclosure is a price many pay for being homeowners. But what can you do if it becomes a looming threat?
Cash Out RefinanceSeptember 13, 2023How to use a cash-out refinance to buy a second homeYou can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.
About MortgagesSeptember 13, 2023Is a Government-Backed Loan Right for You?A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?
About MortgagesSeptember 11, 2023Home Loan Origination Fee: The Inside ScoopThe home loan origination fee is the sum you pay to your mortgage lender for processing and approving your loan. Discover more here.
About MortgagesSeptember 6, 2023How Does a Joint Loan Application Work?A joint loan gives borrowers a more affordable option for buying a home. However, it's important to first weigh the pros and cons.
Mortgage ProductsSeptember 4, 2023The Home Buyer’s Guide to Land LoansLand loans let you buy a tract or lot of land on which to build a home(s). But they're not like most mortgages. Here's the lowdown.
About MortgagesAugust 23, 2023How to Prequalify for a Home LoanReady to buy a home? Learn how to prequalify for a home loan today. Our step-by-step guide & useful links make starting your home-buying journey simple.
Mortgage ProductsAugust 23, 2023Non-QM Loans: Guide for First-Time Home BuyersIf you don't fit into a traditional financial profile, non-qualified mortgages can be a way to still become a homeowner.
Mortgage StrategyAugust 15, 2023How to Pay Off a Mortgage in Five YearsWhen you no longer have a mortgage, you can use that money to invest, work less or retire early. See how you can pay it off quickly.
About MortgagesAugust 7, 2023Mortgage Terms Every First-Time Home Buyer Should KnowUnderstanding mortgage and real estate jargon can give you a leg up on the competition and confidence in your home buying process.
Mortgage Lender ReviewsJuly 7, 2023The Best Bad Credit Mortgage Lenders of 2023It's possible to get a mortgage with a credit score of 580, or even as low as 540. See our list of the best bad credit mortgage lenders to find your match.