About Mortgages - Page 3

It's possible to get a mortgage with a credit score of 580, or even as low as 540. See our list of the best bad credit mortgage lenders to find your match.

Understanding the loan origination fee and knowing what it costs is a crucial part of finalizing your mortgage.

The loan-level pricing adjustment (LLPA) system raises mortgage rates for conventional mortgage borrowers. See how LLPAs work here.

Read on to discover how non-conforming loans work, what makes them unique, and when applying for one would be most suitable.

There are a number of things you shouldn't say to your mortgage lender that can lead to your loan application being denied. Don't let it be you.

An FHA loan is a government-backed mortgage that's popular with first-time homebuyers. Discover the different types of FHA loans available.

Who pays closing costs? Usually the buyer and seller both do. But as a home buyer there are ways to avoid closing costs or at least reduce them.

Is an adjustable-rate mortgage (ARM) the right choice for you? Read on to learn the pros and cons of a 5/1 ARM and when it might make sense to opt in for one.

Learn how fixed mortgage rates work and why a fixed-rate mortgage is the most popular type of home loan by far.

Can you get preapproved for a mortgage multiple times? You bet! In fact, in today's market, you may need to do so many times.

Find out how much house you could afford with one of the most common — or one of the highest-earning — jobs in the U.S.

Do you need 20% for a conventional loan down payment? Not even close. Today's conventional loans start at just 3% down.

Today's mortgage programs have reduced upfront home-buying costs. Here's how much money you typically need saved to buy a house.

You need a mortgage preapproval before you can start house-hunting. Here's how to get preapproved for a mortgage in 3 simple steps.

Learn how the mortgage refinance process works. This step-by-step guide takes you from application to closing day.

Most mortgage lenders consider 43% or lower to be a good debt-to-income ratio. But a higher DTI may be OK, too. Here's what you should know.

Lender credits are an arrangement where the mortgage lender pays some or all of your closing costs in exchange for a higher interest rate.

This simple three-step guide shows you how to apply for a mortgage. It also includes six tips to help your chances of approval.

An adjustable-rate mortgage can offer savings at the outset, but these loans can be risky, too. Learn all about how ARMs work here.

Compare 5/1 ARM rates vs. 15-year fixed rates. Find out which loan program, 5/1 ARM or 15-year FRM, is best in today's economy.